Kerri Anne Renzulli

London

Contributor at Buy Side WSJ

Personal Finance Writer and Editor at Freelance

Senior reporter @Newsweek. Formerly @CNBCMakeIt @Money.

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Articles

25 Great Ways to Save on Car Costs | Members Only

3 weeks ago | aarp.org | Kerri Anne Renzulli

Sam Island Facebook Twitter LinkedIn Getting around is a necessary but increasingly costly endeavor. American households spent $13,174 on transportation in 2023 — about 7 percent more than we did the previous year, according to the Bureau of Labor Statistics’ most recent data.
Are My Credit Card Rewards Taxable?

1 month ago | wsj.com | Kerri Anne Renzulli

Most credit card rewards and sign-up bonuses aren’t considered income by the Internal Revenue System, meaning you don’t need to worry about Uncle Sam claiming a portion of your purchasing perks. But there are some exceptions.
Why Do Lenders Keep Inviting Me to Check My Credit?

1 month ago | wsj.com | Kerri Anne Renzulli

The credit card invitations you are receiving are likely preapproved offers, where the company has checked your credit file to see if you qualify for a new product, deal or credit line increase. Under the Fair Credit Reporting Act, lenders can review a person’s credit report to determine whether they meet certain criteria. Many regularly do so and then try to entice new and existing customers to take on debt.
How to Increase Your Credit Limit

1 month ago | wsj.com | Kerri Anne Renzulli

The amount you can charge to your credit card plays a big role in your purchasing power and credit score. Known as your credit limit, this cap determines how much money a credit card issuer will allow you to spend on a specific card before your card becomes maxed out and you must begin paying off some of your outstanding balance.
What Is Deferred Interest?

1 month ago | wsj.com | Kerri Anne Renzulli

Deferred interest—often advertised with slogans like “pay no interest” or “no financing if paid in six months”—promises a way to pay for big-ticket purchases such as electronics or vet bills without worrying about interest. But there is a lot more than meets the eye. Taking advantage of deferred interest on a credit card, loan or can help make your monthly payments more manageable while the interest isn’t being collected.
What Is a FICO Score?

1 month ago | wsj.com | Kerri Anne Renzulli

Before a lender will approve you for a loan, mortgage, or credit card, they’re going to check how you previously handled debt. And that is where your FICO credit score comes in. This three-digit number, typically between 300 and 850, provides lenders with a snapshot of your potential risk as a borrower. It’s based on information contained in your credit report, like your repayment history and the amount of credit you’re already using.
What is 1098-E? And How to Read This IRS Tax Form

1 month ago | wsj.com | Kerri Anne Renzulli

If you have student loans, chances are you’ll encounter the IRS’s Form 1098-E. This tax form, also known as the student loan interest statement, is typically sent by lenders via post or email to any borrower who has paid more than $600 in interest payments throughout the year. It should arrive by the end of January so you can potentially use it to claim the student loan interest tax deduction and reduce your bill with Uncle Sam before the April tax filing deadline.
4 Signs It's Time to Negotiate Your Credit Card Debt

2 months ago | money.com | Kerri Anne Renzulli |Kaitlin Mulhere

The terms of your credit card debt aren’t set in stone. If you’re feeling overwhelmed by your outstanding balance, it is possible to get a break from your creditors. By negotiating your debt, you could land a lower monthly minimum payment, reduce your interest rate or settle for less than what you owe, helping you regain control of your repayments and right troubled accounts.
5 Must-Ask Questions Before You Sign Up for a Debt Relief Program

2 months ago | money.com | Kerri Anne Renzulli |Kaitlin Mulhere

If you’re struggling with crushing credit card debt and mounting overdue bills, debt settlement could be a lifeline, helping you clear your balances for less than you owe. When you successfully settle a debt, you could reduce the amount you owe by around 50%, on average, in exchange for a lump sum cash payment equal to the remaining balance. But negotiating down your debt can be tricky, which is why a whole industry of for-profit debt relief and debt settlement companies exist.
Newsweek Learning English: teksty po angielsku w Newsweeku

Jan 22, 2025 | newsweek.pl | Kerri Anne Renzulli

Gen Z shoppers are radically changing the retail world. Notice more “buy now, pay later” services offered at online checkouts? QR codes on store shelves? You’re welcome, says Gen Z. Defined by the Pew Research Center as those born between 1997 and 2012, Gen Zers have accelerated a number of shopping trends that millennials started while simultaneously carving out several new ones of their own. And for retailers, the stakes are high to adapt.