Kristen Kuchar

2 days ago | bankrate.com | Kristen Kuchar

Most people are familiar with Bank of America – as it serves 69 million US customers with 3,700 locations and approximately 15,000 ATMs.While you may be familiar with the basic offerings — a wide variety of checking accounts, a savings account with a low annual percentage yield (APY) and a highly-rated mobile app — there are several valuable perks you could be missing out on.

1 week ago | bankrate.com | Karen Bennett |Kristen Kuchar

The current leading CD rate across terms is 4.41 percent APY, offered for a six-month CD. National averages are significantly lower than top rates, so it pays to shop around. The Federal Reserve has held its benchmark rate steady in 2025, and competitive APYs remain higher than they’ve been in decades, outside the current rate cycle. Like a savings account, a certificate of deposit (CD) is an account where you can stash some of your savings, usually risk free, and earn a nominal amount of interest.

1 week ago | bankrate.com | Karen Bennett |Kristen Kuchar

While many bank failures have occurred during recessions, your money is safe at all times at a financial institution that’s backed by federal deposit insurance. When your funds are with an FDIC-insured bank, they’re guaranteed safe when your balance is within the set limits and guidelines. The FDIC insures deposits up to $250,000 per depositor, per FDIC-insured bank, per account ownership category.

3 weeks ago | wymt.com | Kristen Kuchar

We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking account, there are ways you can actually earn moneywith your checking account too.

3 weeks ago | 13abc.com | Kristen Kuchar

We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking account, there are ways you can actually earn moneywith your checking account too.