Kristina Byas

Milwaukee

Contributor and Editor at Freelance

📍WI 📸 IG:KristinaByas_ ✍️ Contributor at: @lendingtree @cnet @bankrate

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Articles

When To Get A Fast Business Loan

2 months ago | bankrate.com | Kristina Byas |Rob Watts

Companies needing quick cash to cover an expense or take advantage of an opportunity should consider fast business loans Fast business loans can be approved in as little as 24 hours Fast business loans may not have the best terms, so it’s important to consider all your options An emergency, limited-time growth opportunity or other unforeseen business expense can create an urgent need for working capital.
Financial Support For Black-Owned Businesses

Jan 23, 2025 | bankrate.com | Kristina Byas |Heidi Rivera |Rob Watts

Black-owned businesses in the U.S. employ around 1.6 million Americans, according to the U.S. Census Bureau. Studies show that Black entrepreneurs face more challenges than their white counterparts to secure the capital they need. This is true, even if they have a stronger credit profile. Black-owned businesses play an essential role in reducing the racial wealth gap. Minority-owned businesses are those that are at least 51 percent owned, operated and controlled by a minority group.
Sober Curious: Its Health Benefits, Effects on Dating and Gen Z's Impact - CNET

Sep 15, 2024 | cnet.com | Kristina Byas |Amelia Ti

Interested in the sober-curious movement? So is Gen Z, and this is why.
Huntington Bank vs. Wells Fargo Business Loans

Jun 4, 2024 | bankrate.com | Kristina Byas |Emily Maracle

Huntington National Bank and Wells Fargo both offer several business loan options Choose Huntington National Bank for SBA loans Choose Wells Fargo for established businesses Huntington National Bank and Wells Fargo are known as two top business lenders, especially when it comes to SBA loans. In addition to traditional business lending products, Huntington National Bank offers 7(a), 504 and Express SBA loans.
Funding Black-owned businesses: Facts and statistics

Mar 7, 2024 | arcamax.com | Heidi Rivera |Kristina Byas

Business / ArcaMax Funding Black-owned businesses: Facts and statisticsHeidi Rivera and Kristina Byas, Bankrate.comon Mar 7, 2024 Minority-owned businesses are those that are at least 51% owned, operated and controlled by a minority group. Black- and African-American-owned businesses fall under this umbrella. Unfortunately, the racial wealth gap and systemic racism in the U.S. have long made it more difficult for Black entrepreneurs to thrive.
Are grants for minority business owners in jeopardy?

Oct 9, 2023 | arcamax.com | Kristina Byas

Business / ArcaMax Are grants for minority business owners in jeopardy? Kristina Byas, Bankrate.comon Oct 9, 2023 Historically, Black female entrepreneurs and minority business owners have faced significant hurdles in securing business capital. Amid these challenges, the Fearless Fund emerged as a beacon of hope. Since 2018, the organization offered business grants for Black women through its Fearless Strivers Grant Contest and provided much-needed financial support.
Which small business loan lender is right for you?

Jul 25, 2023 | msn.com | Kristina Byas

TD Bank and Live Oak Bank are both attractive lenders to businesses searching for the perfect small business loan. For TD Bank, its accessibility to funding without a minimum time in business requirement makes it an appealing option for startups. But Live Oak Bank’s experience in SBA loans can benefit businesses seeking government-backed financing. We’ll discuss each lender’s offerings and how certain businesses can benefit from either option to find the best small business loan.
23 grants for Black women

Jul 13, 2023 | msn.com | Kristina Byas

According to research done by the Harvard Business Review, Black women are the fastest-growing group of entrepreneurs in the United States. Despite this high startup rate, only three percent run mature businesses. One reason may be the lack of financing. The same research showed that 61 percent of Black women self-fund their startup capital. This makes sense, as Black-owned businesses continue to be the group least likely to be fully approved for business loans, according to the Federal Reserve.
23 grants for Black women

Jul 2, 2023 | msn.com | Kristina Byas

According to research done by the Harvard Business Review, Black women are the fastest-growing group of entrepreneurs in the United States. Despite this high startup rate, only three percent run mature businesses. One reason may be the lack of financing. The same research showed that 61 percent of Black women self-fund their startup capital. This makes sense, as Black-owned businesses continue to be the group least likely to be fully approved for business loans, according to the Federal Reserve.
What is Deferred Interest?

Jan 20, 2023 | lendingtree.com | Kristina Byas

Credit cards that offer introductory interest-free periods and special financing options may seem like a quick and easy way to finance new purchases. But they sometimes also carry the risk of deferred interest charges. This means if you continue to carry a balance after the intro or special financing period ends, you will be hit with all the interest that would have accrued since the date you made your purchase — which can get very expensive.