Leanne Macardle

3 weeks ago | moneyfactscompare.co.uk | Leanne Macardle |James Brooks

At a glance This kind of mortgage will ‘offset’ the amount you owe on your mortgage against any savings you haveIt could be a great option for people who are earning much less interest on their savings than the amount being charged on their mortgageHowever, your savings balance will not grow, something very important to remember if you rely on an income from your savings pot For some homeowners, offset mortgages could be a great way to save money on their borrowing.

1 month ago | moneyfactscompare.co.uk | Leanne Macardle |James Brooks

At a glance Child Trust Funds were launched in 2005 as a way to encourage saving towards a child’s future. Over six million accounts were opened before they were replaced by Junior ISAs in 2011. Once the child turns 18 they’ll be able to access their savings, and they have several options on what to do with the money. What is a Child Trust Fund? Child Trust Funds (CTFs) were a Government initiative to encourage parents and guardians to save towards their children’s future.

1 month ago | moneyfactscompare.co.uk | Leanne Macardle |James Brooks

At a glance Saving for your child’s future can be as simple as setting aside a few pounds a month, and there are plenty of account options to consider. You could help them get into the savings habit with a piggy bank, and could use things like Junior ISAs and children’s savings accounts for more serious levels of saving.

Nov 5, 2024 | moneyfactscompare.co.uk | Leanne Macardle

It’s worth starting to think about the products you’re looking for ahead of time and seeing where you can find the best deals. If you’re after a phone, laptop or Xbox, for example, start scouting out tech stores and see when their sales are due to start. Helpfully, many of the major retailers will announce the highlights of their sale before the main event, so it’s worth keeping up to date with these offers by signing up to their newsletters or picking up their brochures in-store.

Oct 7, 2024 | moneyfactscompare.co.uk | Leanne Macardle

If you need to drive a car for an hour, a day or a month, temporary car insurance could be for you. This kind of policy is designed to offer short-term cover in situations where you still need to be insured but don’t want the expense of an annual policy, offering a flexible and cost-effective option. Looking for the best short-term car insurance? Our chart can help you compare temp car insurance to find the deal that’s right for you.