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1 week ago | 
money.com | Lindsay VanSomeren |Paul Reynolds
It’s among the bigger bills we pay, and yet just what drives – so to speak – the cost of car insurance is probably unclear to many of us. Knowing the multitude of factors insurance companies consider when setting your premium may allow you to make money-saving tweaks to your policy – or to avoid changes that might make your bill rise.
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2 weeks ago | 
lendedu.com | Lindsay VanSomeren
Timeshare salespeople can be experts in psychological manipulation. It’s sometimes a wonder how anyone makes it out of a timeshare presentation without saying yes. So don’t beat yourself up too much if you bought a timeshare and later regretted it. You’re in good company. You’re not stuck with your timeshare. It’s not always easy to get out without a loss, but there are ways to mitigate the financial damage. Let’s take a look at different options for how to get out of a timeshare.
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2 weeks ago | 
lendedu.com | Lindsay VanSomeren
Private Student Loans Nonprofit lender Offers no-cosigner loans Special rates and benefits for in-state Illinois and Iowa residents Limited digital service Not available in Maine No rate discounts for Iowa residents Rates (APR) – fixed Loan amounts Up to your school-certified cost of attendance Repayment terms 10 or 15 years Refinance Student Loans Rates (APR) – fixed Loan amounts $5,000 – $300,000 Repayment terms 5, 7, 10, 15, or 20 years Iowa Student Loan Liquidity Corporation, better known...
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2 weeks ago | 
financebuzz.com | Lindsay VanSomeren |Steve Miller
Wells Fargo Everyday Checking basicsWells Fargo Everyday CheckingAPYNo interest
RewardsNo
Minimum deposit to open account$25
Monthly maintenance fees$10 (waived for meeting certain conditions)
Overdraft fees$35 (waived for meeting certain conditions)
ATM access Yes
Joint accounts available?
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3 weeks ago | 
money.com | Lindsay VanSomeren |Paul Reynolds
If you’re like most people, you probably consider yourself to be a good driver – better than a lot of your fellow travelers. If you could only prove your prowess to your insurer, they'd lower your rate, right? That’s the whole premise behind telematics programs that allow your insurer to use technology to track your driving habits. Drive well, and some insurance companies promise these programs can save you up to 40% off your rates.
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3 weeks ago | 
lendedu.com | Lindsay VanSomeren
Private Student LoansOffers income-based repayment plansSpecial benefits for interns and nursesOne-size-fits-all term lengthsLimited live customer supportNo cosigner release in some statesRates (APR) – fixed (rates higher for non-RI residents and for not using autopay)Loan amounts$1,500 – $50,000Repayment terms10 or 15 yearsLoans offeredStudent, parentIn-school repayment optionsFull, deferredMin. credit scoreNot disclosedMin. income$40,000Cosigner release? After 24 on-time payments.
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3 weeks ago | 
financebuzz.com | Lindsay VanSomeren |Sarah Fulghum
Liberty Mutual underwrites about 3% of all cars on the road, and GEICO underwrites another 12%, putting these two companies in solid competition with each other among the top 10 insurance companies. Both offer roughly similar levels of service and coverage options, but GEICO pulls just a bit ahead in these departments. GEICO gains even more of an advantage when you consider its rates — it's generally much, much cheaper than Liberty Mutual.
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1 month ago | 
money.com | Lindsay VanSomeren |Kaitlin Mulhere
Getting extra cash has never been easy, but it can be particularly hard in retirement. There is one area, though, where many retirees have a big advantage over their younger peers: access to a big, golden nest egg in the form of their home. Even better, recent economic shifts (including rising home prices) have boosted retirement security for older adults by 12%, according to a recent analysis by the Center for Retirement Research at Boston College.
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1 month ago | 
lendedu.com | Lindsay VanSomeren
Private Student Loans Nonprofit lender Helpful customer service New Hampshire students get much cheaper rates and easier approvals $225,000 total loan cap High minimum income required High credit score needed, even with a cosigner Only available in 20 states Rates (APR) – fixed, – variable, w/ autopay Loan amounts $2,001 – 100% of school-certified costs Repayment terms 7 – 15 years Refinance Student LoansView Rates Don’t need a completed degree Wider range of term length options Steep income...
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1 month ago | 
financebuzz.com | Lindsay VanSomeren
"Bundle your insurance" is one of those savings tips found in almost every insurance article online. It's a good one too. I'm using it right now to save on my car insurance.
But it's not as straightforward as it first seems. Interestingly, it could actually costyou more. Insurers offer renters and auto insurance bundle discounts in the first place so that you'll give them more money, but in some cases, it would still be cheaper with other companies.
