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1 week ago | 
financebuzz.com | Lindsay VanSomeren |Sarah Fulghum
Car accidents are never fun, but especially when they involve animals. Whether it's wildlife damaging your car or your pet being injured by a car, you might be wondering: Does car insurance cover animal damage or injuries at all? The answer isn't always so clear.
If you hit a deer or a squirrel chews through your car's electrical system, for example, it may be covered by comprehensive insurance.
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3 weeks ago | 
money.com | Lindsay VanSomeren |Paul Reynolds
It’s easy to forget about car insurance — until you need to file a claim, that is. Being in a car accident can be very stressful. Luckily, insurance companies make filing a claim relatively easy. Most insurers today offer mobile apps that let you file a claim right at the scene of the accident. These handy tools let you verify your coverage, document the evidence and submit the claim to get the process started right then and there.
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3 weeks ago | 
financebuzz.com | Lindsay VanSomeren |Sarah Fulghum
USAA and Amica are two highly rated insurers when it comes to quality service. They both get high marks for overall customer and claims satisfaction, and they both stand on strong financial ground. Amica tends to have fewer customer complaints, but it'll cost you; it generally charges much more for coverage than USAA.
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1 month ago | 
money.com | Lindsay VanSomeren |Paul Reynolds
It’s among the bigger bills we pay, and yet just what drives – so to speak – the cost of car insurance is probably unclear to many of us. Knowing the multitude of factors insurance companies consider when setting your premium may allow you to make money-saving tweaks to your policy – or to avoid changes that might make your bill rise.
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1 month ago | 
lendedu.com | Lindsay VanSomeren
Timeshare salespeople can be experts in psychological manipulation. It’s sometimes a wonder how anyone makes it out of a timeshare presentation without saying yes. So don’t beat yourself up too much if you bought a timeshare and later regretted it. You’re in good company. You’re not stuck with your timeshare. It’s not always easy to get out without a loss, but there are ways to mitigate the financial damage. Let’s take a look at different options for how to get out of a timeshare.
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1 month ago | 
lendedu.com | Lindsay VanSomeren
Private Student Loans Nonprofit lender Offers no-cosigner loans Special rates and benefits for in-state Illinois and Iowa residents Limited digital service Not available in Maine No rate discounts for Iowa residents Rates (APR) – fixed Loan amounts Up to your school-certified cost of attendance Repayment terms 10 or 15 years Refinance Student Loans Rates (APR) – fixed Loan amounts $5,000 – $300,000 Repayment terms 5, 7, 10, 15, or 20 years Iowa Student Loan Liquidity Corporation, better known...
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1 month ago | 
financebuzz.com | Lindsay VanSomeren |Steve Miller
Wells Fargo Everyday Checking basicsWells Fargo Everyday CheckingAPYNo interest
RewardsNo
Minimum deposit to open account$25
Monthly maintenance fees$10 (waived for meeting certain conditions)
Overdraft fees$35 (waived for meeting certain conditions)
ATM access Yes
Joint accounts available?
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1 month ago | 
money.com | Lindsay VanSomeren |Paul Reynolds
If you’re like most people, you probably consider yourself to be a good driver – better than a lot of your fellow travelers. If you could only prove your prowess to your insurer, they'd lower your rate, right? That’s the whole premise behind telematics programs that allow your insurer to use technology to track your driving habits. Drive well, and some insurance companies promise these programs can save you up to 40% off your rates.
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1 month ago | 
lendedu.com | Lindsay VanSomeren
Private Student LoansOffers income-based repayment plansSpecial benefits for interns and nursesOne-size-fits-all term lengthsLimited live customer supportNo cosigner release in some statesRates (APR) – fixed (rates higher for non-RI residents and for not using autopay)Loan amounts$1,500 – $50,000Repayment terms10 or 15 yearsLoans offeredStudent, parentIn-school repayment optionsFull, deferredMin. credit scoreNot disclosedMin. income$40,000Cosigner release? After 24 on-time payments.
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1 month ago | 
financebuzz.com | Lindsay VanSomeren |Sarah Fulghum
Liberty Mutual underwrites about 3% of all cars on the road, and GEICO underwrites another 12%, putting these two companies in solid competition with each other among the top 10 insurance companies. Both offer roughly similar levels of service and coverage options, but GEICO pulls just a bit ahead in these departments. GEICO gains even more of an advantage when you consider its rates — it's generally much, much cheaper than Liberty Mutual.
