Lora Shinn

1 month ago | wsj.com | Lora Shinn

If faced with a $400 emergency expense, 37% of adults wouldn't be able to cover it with cash, savings or a credit card charge they could pay off at the next statement, according to a . If you're among them, a smart same-day loan may provide the cash cushion needed to meet costs, whether you need $400 or $4,000 (or more).

Dec 17, 2024 | investopedia.com | Lora Shinn

If you're a frustrated Medicare Advantage enrollee facing more claim denials, you're one of millions more consumers in the same situation. Fortunately, there are ways to take action. A 2024 report from KFF found Medicare Advantage insurers fully or partially denied 7.4% (3.4 million) of claims submitted for health care pre-authorization in 2022, a sharp jump up from 5.8% in 2021 and 5.6% in 2020.

Dec 16, 2024 | thebalancemoney.com | Lora Shinn

The cost of applying to college may not be as much as you think because there are multiple fee waivers and deferrals available to many students. However, fees and costs can still add up, on top of future college expenses. Consider the following expenses when thinking about schools, which could help you better map out your strategy, such as how many schools to apply to and when to start the process. Learn how to save money on college applications, and where to find more information.

Dec 16, 2024 | thebalancemoney.com | Lora Shinn

Most homeowners carefully review future mortgage and interest payments when buying a home. But many don’t take into account ongoing costs that come home with homeownership, such as taxes, home improvement and maintenance expenses, insurance premiums, and more. Read on to find out more about the unexpected costs of homeownership and how you can best reduce them.

Dec 10, 2024 | investopedia.com | Lora Shinn

While President-elect Donald Trump isn't likely to attempt to overturn the Affordable Care Act (ACA) as he tried to do during his first term, he is expected to institute or oversee changes to Obamacare and the Health Insurance Marketplace that could have sweeping effects. The biggest of these involves paring subsidies that help consumers pay much lower premiums for ACA plans.