Lynne Marek

Chicago

Lead Editor, Payments Dive | Chicago journalist following burgeoning payments arena--credit card companies, fintech, crypto. Cyclist. Wine lover.

Articles

買い物はAIで完結――VisaとMastercardが競う「AIエージェント型コマース」で、ECはどう変わる？

3 days ago | itmedia.co.jp | Lynne Marek

4月にはAmazonが、自動購入を可能にする「Buy for Me」機能をアプリでテストしていることを明らかにした。さらに5月には、PayPalがAIエンジン企業Perplexityと連携し、自動ショッピング向けの決済処理を提供すると発表。米小売大手Walmartもこの分野の消費者意識を研究しているという。技術連携と安全性確保が鍵 Mastercardは4月末のプレスリリースで、継続課金などで用いるトークン化技術を活用し、Microsoftと共同でエージェント型コマースの構築に取り組むと発表。さらにCheckout.comやPayPal傘下のBraintreeと連携し、加盟店向けサービスを高度化するほか、IBMとともにB2Bでの活用も進める。 Mastercardは「信頼できるAIエージェントを登録・認証し、その後ユーザーの代理で安全に支払いを実行できるようにする」とし、「消費者はエージェントが購入できる範囲を完全に管理でき、認証と安全性を確保する」としている。...
Illinois delays interchange fee law

3 days ago | paymentsdive.com | Lynne Marek

An article from Dive Brief Gov. JB Pritzker has signed a bill that delays implementation of a controversial new law that would bar interchange fees on taxes and tips in Illinois. Published June 17, 2025 Illinois Gov. J.B. Pritzker speaks on stage during the second day of the Democratic National Convention at the United Center on August 20, 2024 in Chicago, Illinois.
Federal Reserve targets fraud

3 days ago | paymentsdive.com | Lynne Marek

An article from Dive Brief Federal agencies took aim at payments fraud Monday, proposing more collaboration, including with states, to combat the rising problem. Published June 17, 2025 The U.S. Federal Reserve Bank shown at sunset in this 2023 photo.
Cantaloupe scooped up for $848

3 days ago | paymentsdive.com | Lynne Marek

An article from Dive Brief The self-checkout kiosk company was purchased by 365 Retail Markets, a firm focused on self-service technology and backed by private equity firm Providence Equity Partners. Published June 17, 2025 Cantaloupe vending machine.
Credit card bill crusade persists

4 days ago | paymentsdive.com | Lynne Marek

Sens. Roger Marshall and Dick Durbin failed last week to inch their Credit Card Competition Act legislation forward by means of the GENIUS Stablecoin. They had sought to attach an amendment with their CCCA language to the stablecoin bill in an effort to have a larger piece of legislation take their stalled proposal across the finish line in Congress.
NY legislature backs bill to protect cash

1 week ago | paymentsdive.com | Lynne Marek

New York’s legislature has passed a bill that prohibits retail establishments in the state from refusing to accept cash. Now, the bill awaits review by Gov. Kathy Hochul. Sen. James Sanders and Assemblymember Catalina Cruz, the Democrats who sponsored the legislation, argued it was essential to protect low-income, unbanked and elderly consumers who rely significantly on cash, the senator said in a press release last week.
Adyen opts for build over buy

1 week ago | paymentsdive.com | Lynne Marek

Dutch payments processor Adyen plans to keep fueling expansion, including in the U.S., by building its own software and systems over buying up other businesses, Adyen’s president for North America, Davi Strazza, said in an interview this week.
Visa, Mastercard race to agentic AI commerce

1 week ago | paymentsdive.com | Lynne Marek

Visa and Mastercard are racing to develop payments tools that will let consumers commission digital agents to buy goods and services. With “agentic” artificial intelligence enabling consumers to program digital agents to shop for desired goods and services, based on specified criteria, Visa and Mastercard are eager to play a role in the purchasing. Executives from the networks have doubled down on the card networks’ announcements in April that they were getting into the market.
Walmart taps Mastercard, Synchrony for new cards

1 week ago | paymentsdive.com | Lynne Marek

An article from Dive Brief The retail juggernaut’s OnePay affiliate is working with the card issuer and the network to launch general purpose and private label credit cards later this year. Published June 9, 2025 An entrance to the Walmart Home Office in Bentonville, Arkansas, on Oct. 4, 2012.
Wex eyes HSA benefit from budget amid pressure

1 week ago | paymentsdive.com | Lynne Marek

Business-to-business payments software provider Wex may benefit if the proposed U.S. budget bill expands access to health savings accounts, the company’s CEO said last week. “The big, beautiful bill has the potential for expanding HSA [programs], which would create even more market share for us,” Wex CEO Melissa Smith said at a June 4 investor conference hosted by the financial firm William Blair.