Marc A. Wojno

3 weeks ago | bankrate.com | James Royal |Marc A. Wojno |David McMillin

A talented hacker might be able to easily crack the password for your bank account – especially if it falls under the easy-to-guess formula of your first name and last initial. However, if you have two-factor authentication enabled, it’s going to be a lot tougher for them to actually log in.

3 weeks ago | bankrate.com | Matthew Goldberg |Marc A. Wojno

The best big banks generally provide a positive digital banking experience through their mobile apps. The absolute largest banks – based on branch locations – didn’t make Bankrate’s best bank list, including Chase Bank and Bank of America. The nation’s best big banks typically provide customers with everything they need to manage their finances, whether in a branch, at home or on the road.

3 weeks ago | bankrate.com | Matthew Doffing |Marc A. Wojno

When people clean their homes in the spring, they have to determine what to keep and what to toss. Financial accounts also need their own form of spring cleaning. But how do you know when it’s time to declutter your accounts? I never thought much about how many bank accounts I had—until I realized I couldn’t be sure I had kept track of them all.

3 weeks ago | bankrate.com | Karen Bennett |Marc A. Wojno |Emmanuel Nyame

To use a debit card, you’ll need to open a checking account and may need to provide valid identification and a form of payment to do so. Debit cards are linked to checking accounts, so it’s important to keep track of your balance and avoid overspending. Credit cards can offer more fraud liability protection than debit cards, and cash can help you avoid overspending. Once upon a time, cash was king. These days, however, many prefer the convenience of using a debit card to make purchases.

1 month ago | bankrate.com | Kristen Kuchar |Marc A. Wojno

Many checking accounts don’t pay any interest, but if they do, it’s typically under 1 percent. However, a temporary promotion currently offered on Bask Bank’s high-interest checking account lets customers earn up to 4 percent annual percentage yield (APY) on their balance. Here’s how the it works: A new or existing checking account opened by June 30, 2025, can earn an additional 3 percent APY, on top of the base 1 percent APY, through August 29, 2025, provided you meet qualifying activities.