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1 week ago | 
magazine.northeast.aaa.com | Marisa Perjatel
When reading your home insurance policy — or any insurance policy, for that matter — it’s easy to get lost in the verbiage and jargon. Two of the most bewildering terms for home policyholders are “actual cash value” and “replacement cost.” At first glance, one might mistake these policies as being similar or interchangeable, but they are not the same. Being unaware of the difference could affect your coverage.
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2 weeks ago | 
magazine.northeast.aaa.com | Marisa Perjatel
When unexpected worst-case scenarios occur that result in large claims or lawsuits, personal umbrella coverage offers extra protection to what your auto and homeowners insurance policies can provide. Before asking your insurance agent to add it to your policies, it’s a good idea to have a base understanding of umbrella insurance first. Imagine if you were at fault for causing a multicar pileup and are responsible for all the resulting damages and medical bills.
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1 month ago | 
magazine.northeast.aaa.com | Marisa Perjatel
If you own a motorcycle, boat, RV, collector car or something else fun to zip around in like an ATV or snowmobile, you know that joyrides are the joys of life. With specialty insurance, you can ensure such prized possessions are well-protected, so you can enjoy a carefree mindset while you’re out cruising. Some insurance carriers allow you to list your boat, motorcycle, RV or other leisure vehicles on your auto or homeowners policy, but with limitations.
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Oct 28, 2024 | 
magazine.northeast.aaa.com | Marisa Perjatel
Want to hear a scary story? More vandalism claims are filed on Halloween than any other day of the year, according to the Highway Data Loss Institute. While most of the goblins and ghouls you’ll see on Halloween are out looking for treats, tricksters are also known to roam the streets in search of mischief.
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Oct 11, 2024 | 
magazine.northeast.aaa.com | Marisa Perjatel
Storms are unpredictable, but the more we understand about the language used to describe them, the better we can prepare. Do you know your “watch” from your “warning?” As we head into hurricane season, brush up on storm categories and other storm terms with this helpful explainer. How a storm is classified or described in a weather report is rooted in the strength and severity of the wind.
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Oct 7, 2024 | 
magazine.northeast.aaa.com | Marisa Perjatel
For small businesses operating in today’s digital world, having cyber insurance and proper cybersecurity measures in place is vital. The possibility of being hacked is a daily threat and comes with serious, sometimes irreparable, consequences if you are unprepared. The more work you do online, the more important personal and financial information is at risk of getting into the wrong hands.
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Sep 20, 2024 | 
magazine.northeast.aaa.com | Marisa Perjatel
If you’ve ever watched trees in a storm, you know that it can be scary. A sunny day can turn into a violent and windy thunderstorm in a matter of minutes. Menacing black clouds creep in quickly, bringing strong winds that push the trees around, swaying them back and forth and carrying away leaves and small branches with ease. Hurricanes, though more predictable, can come on just as fast and with even more force.
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Jul 12, 2024 | 
magazine.northeast.aaa.com | Marisa Perjatel
It seems inconceivable to abandon our beloved animals in an emergency, but a survey by the American Society for the Prevention of Cruelty to Animals found that pet owners often find themselves with no other choice. About 23% of the 4,000 pet owners polled in 2021 said they had to evacuate their homes because of a disaster or emergency. Nearly half of them left at least one pet behind, and 30% of those who left their pets said it was because they did not have enough time.
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Jan 19, 2024 | 
magazine.northeast.aaa.com | Marisa Perjatel
237 Wooster Street, New Haven, Conn. New Haven pizza is consistently ranked among the top pizza styles in the country. To taste test for yourself, head to Wooster Street, Connecticut’s historic Little Italy neighborhood where it all began. Here, among a row of long-established pastry shops, restaurants and a few nationally recognized pizzerias, you’ll find the original Sally’s Apizza.
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Oct 6, 2023 | 
magazine.northeast.aaa.com | Marisa Perjatel
“If ever I should wish for a retreat whither I might steal from the world and its distractions, and dream quietly away the remnant of a troubled life, I know of none more promising than this little valley.” It’s with these words that Washington Irving’s nameless narrator describes the now proverbial Westchester glen that sets the scene for his tale, “The Legend of Sleepy Hollow.” I picked up a hardcover copy of the classic on a recent weekend trip to Sleepy Hollow, N.Y. Reading it again after...
