Mark Riepe

Morgan Hill

Host and Producer at Financial Decoder

Managing Director, head of @SchwabResearch, and host of the Financial Decoder podcast. Disclosures: https://t.co/DPrHRzJRsS

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Articles

Are Behavioral Biases Costing You Money?

3 weeks ago | schwab.com | Mark Riepe

The study of behavioral economics has revealed a lot about how different biases can affect our finances—often for the worse. Take loss aversion: Because we feel a financial setback more acutely than a commensurate gain, we often cling to failed investments to avoid realizing the loss. Another potential hazard is present bias, or the tendency to prefer instant gratification over long-term reward, even if the latter gain is greater.
What Should Your Advisor Know About You?

1 month ago | schwab.com | Mark Riepe

Modal can be closed by pressing Escape key. MARK RIEPE: I'm Mark Riepe. I head up the Schwab Center for Financial Research, and this is Financial Decoder, an original podcast from Charles Schwab. It's a show about financial decision-making and the cognitive and emotional biases that can cloud our judgment. When we think about meeting a financial advisor for the first time, you might imagine that the advisor will ask a bunch of questions. And that's true.
What is the Sunk Cost Fallacy and How Does It Work?

1 month ago | schwab.com | Mark Riepe

Always wanting to get your money's worth seems like a reasonable way of thinking about costs and experiences. When you pay for something, you expect to get something in return. If you don't, you feel like you've thrown away your money, time, or effort. But even getting your money's worth has its limits. Imagine, for example, that you shelled out for some luxurious grass-fed organic milk. You're just about to start foaming it up for a latte when you realize it has expired.
Does Your Inner Scorekeeper Skew Your Judgement?

1 month ago | schwab.com | Mark Riepe

Modal can be closed by pressing Escape key. MARK RIEPE: I'm Mark Riepe. I head up the Schwab Center for Financial Research, and this is Financial Decoder, an original podcast from Charles Schwab. It's a show about financial decision-making and the cognitive and emotional biases that can cloud our judgment.
(Bonus) Did May Day Reshape Investing?

1 month ago | schwab.com | Mark Riepe

Modal can be closed by pressing Escape key. MARK RIEPE: I'm Mark Riepe. I head up the Schwab Center for Financial Research, and this is Financial Decoder, an original podcast from Charles Schwab. It's a show about financial decision-making and the cognitive and emotional biases that can cloud our judgment. This is a shorter show than normal and I'm recording on May Day, that’s May 1. And what makes this day special is that May 1 is National Investing Day.
Market Correction: What Does It Mean?

Mar 19, 2025 | advisorperspectives.com | Mark Riepe

Sign me up to receive email newsletters from VettaFi Advisor Perspectives The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.
Market Correction: What Does It Mean?

Mar 14, 2025 | schwab.com | Mark Riepe

A volatile mix of concerns over tariffs, inflation, and economic growth, as well as uncertainty about the future direction of government policy, pushed several major U.S. stock indexes into correction territory in mid-March—meaning they had fallen more than 10% from a recent high. "Correction" is fairly neutral term for what can be an unpleasant experience. But what does it mean? And, more importantly, what might happen afterward and how can you help your portfolio weather the downturn?
What Steps Can You Take to Avoid Cyber Fraud?

Feb 20, 2025 | schwab.com | Mark Riepe

MARK RIEPE: I'm Mark Riepe. I head up the Schwab Center for Financial Research, and this is Financial Decoder, an original podcast from Charles Schwab. It's a show about financial decision-making and the cognitive and emotional biases that can cloud our judgment. The production team noticed that there's been an uptick in coverage about cyber scams recently, so we wanted to address that.
How Can You Set the Right Financial Goals?

Feb 12, 2025 | schwab.com | Mark Riepe

Modal can be closed by pressing Escape key. MARK RIEPE: Welcome to a new season of Financial Decoder. As I record this, we're several weeks into a new year. A lot of you made New Year's resolutions, and some of you may have actually kept them, at least so far. But let's face it, most of you have probably broken them already. If you're in that camp, don't feel bad. You have a lot of company.
What Year-End Tax Strategies Should You Consider for 2024?

Dec 8, 2024 | schwab.com | Mark Riepe

MARK RIEPE: I'm Mark Riepe. I head up the Schwab Center for Financial Research, and this is Financial Decoder, an original podcast from Charles Schwab. It's a show about financial decision-making and the cognitive and emotional biases that can cloud our judgment. This is the last episode of our current season and the last episode for 2024. I'm covering two things today. The first is to give you some important tax updates that you need to be aware of for this year.