Mary Hunt
Editor at EverydayCheapskate
Sharing creative and clever ways to save time and money.
Articles
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2 days ago |
arcamax.com | Mary Hunt
Dear Mary: We would like to enlarge our small two-bedroom bungalow. Our kids are reaching the teen years, and we need more space. We have always budgeted our money. We have $6,000 in our emergency fund and drive two paid-for cars, and our only debt is our mortgage. We have college savings accounts for our kids and tithe to our church. Our annual income is about $140,000. We have five different bids, and they all came in about the same at $160,000 to add three rooms upstairs, plus a stairway.
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1 week ago |
creators.com | Mary Hunt
These days, it's practically inevitable that you or someone close to you will face a period of unemployment. Consider these practical tips while dealing with the financial and emotional toll of leaving one job and searching for another. DON'T TAKE IT PERSONALLYLosing a job can cause shame, humiliation and embarrassment. You may feel depressed and lose your confidence. Yes, it's a very stressful time, but don't take it personally.
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1 week ago |
creators.com | Mary Hunt
Discovering that you'll be getting a tax refund is certainly not the worst news you've had in your life. In fact, it's easy to see a tax refund as some kind of gift from the universe. You might even be feeling kinda proud of your forced savings account, to which you knowingly contribute every payday while living from paycheck to paycheck and relying on credit to make ends meet. But here's the truth: A tax refund isn't a gift. It's part of every paycheck you should have been getting all along.
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1 week ago |
arcamax.com | Mary Hunt
Whether you're aware of it or not, you have a money temperament. Everyone does. It's the way you naturally think about money, behave with money or react to money. To loosely assess your money temperament, and to have a little fun with it, consider the following scenario and choose the response that's closest to what you would do. Your rich uncle learns that you are in desperate need of transportation. In a surprise move, he comes to your rescue with a gift of $15,000 and the instruction to buy a car.
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2 weeks ago |
creators.com | Mary Hunt
A credit score is a three-digit number between 300 and 850 generated by a mathematical algorithm (a mostly secret formula) based on information in your credit report, compared to information on tens of millions of other people. Like it or not, the resulting number is said to be a highly accurate prediction of how likely you are to pay your bills. If it sounds boring and unimportant, you couldn't be more wrong. Credit scores are used extensively these days.
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Good morning, EC! New car prices have been climbing, and with tariffs looming, they could rise even more. But today’s post is all about how you can take control and avoid the debt trap altogether. xo, m Read more → https://t.co/2PEoOcUM9N
Is your dishwasher underperforming? Before you throw in the towel, try these easy tips to revive your appliance. With a few adjustments and regular maintenance, even an old dishwasher can clean like new. Read more → https://t.co/LBv6lw0YIg
Financial mistakes don’t have to define your future. Here’s how you can turn them into valuable opportunities for growth and financial freedom. Read more → https://t.co/vdxHzXuVZK