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1 week ago | 
sojo1049.com | Matt Ryan
The first few months of 2025 have not been kind to traditional retail. Physical storefronts, especially department stores, are feeling the pressure as shopping habits continue to evolve. With online shopping more convenient than ever, many major retailers struggle to maintain their once-thriving brick-and-mortar locations. Industry experts agree—it’s not a passing phase.
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1 week ago | 
943thepoint.com | Matt Ryan
A New Jersey environmental group just dropped a pretty eye-opening summary of all the garbage they pulled from the beach over the past year—and the numbers are kind of wild. Clean Ocean Action shared the details in its latest Beach Sweeps report for 2024, revealing they picked up a whopping 276,899 pieces of trash. While some of the stuff they collected was pretty predictable, a bunch of it definitely wasn’t.
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1 week ago | 
943thepoint.com | Matt Ryan
If you’ve ever been stuck at airport security digging through your bag to find that loose lotion bottle or water you totally forgot about—same. TSA’s been pretty strict about the whole liquids-in-a-bag thing for what feels like forever. Basically, if it’s a liquid, gel, or anything in-between and it’s over 3.4 ounces (aka 100ml), it’s not making it past security. That means shampoo, lotion, toothpaste, and even things like yogurt or peanut butter if you're packing snacks. Yup, those count, too.
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1 week ago | 
wobm.com | Matt Ryan
The first few months of 2025 have not been kind to traditional retail. Physical storefronts, especially department stores, are feeling the pressure as shopping habits continue to evolve. With online shopping more convenient than ever, many major retailers struggle to maintain their once-thriving brick-and-mortar locations. Industry experts agree—it’s not a passing phase.
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1 week ago | 
943thepoint.com | Matt Ryan
The first few months of 2025 have not been kind to traditional retail. Physical storefronts, especially department stores, are feeling the pressure as shopping habits continue to evolve. With online shopping more convenient than ever, many major retailers struggle to maintain their once-thriving brick-and-mortar locations. Industry experts agree—it’s not a passing phase.
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2 weeks ago | 
943thepoint.com | Matt Ryan
This isn't going to be a massive increase for everybody, but these days, every penny counts. Plus, we're talking about cell phone bills, which are very shady to begin with. Sending I love you text message with mobile phone. Online dating, texting or catfishing concept. Romance fraud, scam or deceit with smartphone. Man writing comment. Does anyone really know what the long list of added fees is actually for?
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2 weeks ago | 
943thepoint.com | Matt Ryan
You may have seen similar articles pop up on your feed. The headline that is usually read is "(insert retailer) Will Be Closing All Stores For 24 Hours."Spoiler alert. The retailer is closing for Easter. The trend of big stores shutting their doors on significant holidays is growing. I'd like to tell you that the only reason is that big box stores are finally emphasizing work-life balance and employee wellness. Don't get me wrong, that's certainly part of it.
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2 weeks ago | 
wpst.com | Matt Ryan
Think about the last time you needed to send money to someone, pay a bill, or check your account balance. Odds are, you didn’t go to a branch or even pick up the phone—you just pulled out your phone or laptop and handled it in seconds. Photo by Adam Nir on UnsplashThanks to the rise of mobile banking and digital payment platforms, managing your finances is now possible from your couch, your car, or even while waiting in line for coffee.
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2 weeks ago | 
943thepoint.com | Matt Ryan
There has been a lot of talk about REAL IDs in New Jersey and with good reason. The deadline to get this new and improved form of identification in New Jersey is May 7, 2025. NJ.gov describes it as:The new federal requirement for state-issued driver licenses and non-driver IDs aimed to help prevent fraudulent identification. The difference between your standard driver's license and the new REAL ID is minimal. REAL ID will have a star in the upper right corner.
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2 weeks ago | 
943thepoint.com | Matt Ryan
A program called SNAP helps people afford groceries when money gets tight. It’s a way to ensure that families, seniors, and individuals can still get healthy food even if they're experiencing financial hardship. You might have heard of food stamps before—this is the modern version, and it’s all electronic now. SNAP isn’t just about food; it’s about dignity. It allows people to focus on other parts of life without worrying about what’s for dinner.
