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1 month ago | 
confused.com | Alice Campion |Matthew Harwood |Lifestyle insurance
There's a lot to think about when moving home, making it one of life's biggest stresses. We're here to go through everything you might need to get ready for the big move. Our moving home checklist can help you find out where to start if you’re moving house. We’ll talk about who to notify, and look at what your insurance covers when it comes to moving your belongings. Still holding onto that unwanted Christmas gift? It's time to declutter and get rid of anything you don’t need anymore.
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Jul 10, 2024 | 
confused.com | Matthew Harwood
Insurtech (insurance technology) refers to the innovative technologies being created and deployed across the insurance sector. It's a particular strength of the UK. According to McKinsey, the UK has the highest density of insurtech startups globally, with about 280 specialist insurtech companies as of July 2023. In this article, I explore the impact that insurtechs are having on the insurance industry overall, with a focus on home insurance.
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Jun 12, 2024 | 
confused.com | Matthew Harwood
The UK insurance sector is worth a reported £1.8 trillion, an important aspect of this is buildings insurance. This aims to provide financial protection if the structure and exterior of a home becomes damaged (such as walls, roof, and flooring). Despite its importance, there is still some confusion surrounding buildings insurance. Many homeowners don’t understand how it differs from home insurance, and how much it costs as part of the overall protection for your home.
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May 10, 2024 | 
reason.com | Matthew Harwood
Civil Liberties Hoover’s reign at the FBI compromised American civil liberties and turned the FBI into America's secret police.
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May 10, 2024 | 
yahoo.com | Matthew Harwood
On May 10, 1924, one of the worst events in history for American civil liberties happened: 29-year-old J. Edgar Hoover assumed the role of director of the then-Bureau of Investigation. Ambitious, power-hungry, and conniving, Hoover epitomized the snake in the proverbial garden. Under his watch, which lasted until his death in 1972, the FBI emerged as an alarming adversary to constitutional freedoms.
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Mar 25, 2024 | 
confused.com | Matthew Harwood
Open banking is a system where consumers grant permission for financial and banking services to access and share their financial data. These institutions - whether that's insurers, lenders, or fintechs - can then access consumers' transaction data, spending habits, and more. In the UK in 2016, the Competition and Markets Authority (CMA) ruled that 9 of the largest banks must allow startups to access their data. This was the beginning of open banking in the UK.
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Mar 6, 2024 | 
confused.com | Matthew Harwood
The term “digital nomad” refers to a person without a fixed residence who makes a living from working online. These nomads typically travel frequently while connected to their work via their laptops. Data published in The Guardian shows that there are now 40 million self-described digital nomads globally. Researchers expect this number to rise to 60 million by 2030. The pandemic has fueled their growth, as remote working means that people can take their work abroad.
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Mar 5, 2024 | 
confused.com | Matthew Harwood
There’s no doubt that COVID-19 has seriously impacted the travel insurance industry. Data from the Office for National Statistics (ONS) shows that air passenger arrivals to the UK fell by 98.3%. Accommodation and travel agencies saw a drop in turnover of over 90%. With the introduction of lockdown, travel came to a stop. Even when the initial lockdown lifted, continuing uncertainty about COVID-19-related rules made travel difficult. So, what impact has this had on travel insurers?
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Jan 31, 2024 | 
confused.com | Matthew Harwood
The cost of energy has increased significantly since the pandemic. The energy price cap, set by Ofgem every 3 months, was over £4,000 from January to March 2023. Since then, it's more than halved, but it's still almost double what it was in winter 2018/2019. In practical terms, the effects of this energy crisis have been widespread. In July 2023, average monthly energy payments reached £193, nearly double what they were in May 2020.
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Jan 31, 2024 | 
confused.com | Matthew Harwood
Millions of people in the UK don't have the insurance coverage they need. That's leaving them vulnerable to high costs if they crash their car or their home is damaged. At Confused.com, we estimate that 10% of Brits don't have home insurance at all. Meanwhile, research from the Rebuilt Cost Assessment suggests that as many as 83% of UK properties are underinsured. If they're uninsured, consumers can find themselves at great financial risk.
