Melanie Grafil

California

AI Editor at GOBankingRates

Senior Editor at ConsumerTrack

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Articles

Types Of Personal Loans, Options and How To Qualify

1 week ago | gobankingrates.com | Dawn Allcot |Melanie Grafil

April 17, 2025 8 min Read tampatra / Getty Images/iStockphoto Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
Federal vs. Private Student Loans: Key Differences and Which To Choose

1 week ago | gobankingrates.com | Marc Guberti |Melanie Grafil

Tempura / Getty Images Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
How To Consolidate Student Loans for a Lower Monthly Payment

1 week ago | gobankingrates.com | Hiba Boutary |Melanie Grafil

recep-bg / Getty Images Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
Cosigning a Car: What You Need To Know

1 week ago | gobankingrates.com | Jacob Wade |Melanie Grafil

DuxX / Getty Images/iStockphoto Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
When Is The Best Time To Buy A Car?

1 week ago | gobankingrates.com | Cynthia Measom |Melanie Grafil

Rockaa / iStock.com Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
How To Read an Auto Loan Contract Before Signing

2 weeks ago | gobankingrates.com | Dawn Allcot |Melanie Grafil

April 4, 2025 9 min Read Drazen Zigic / iStock.com Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
Should I Refinance My Student Loans? How To Decide

3 weeks ago | gobankingrates.com | Hiba Boutary |Melanie Grafil

simonkr / Getty Images Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
How To Get a Car Loan: What You Need To Qualify

3 weeks ago | gobankingrates.com | Greg Garrison |Melanie Grafil

Wavebreakmedia / Getty Images/iStockphoto Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
How To Trade In a Car That Is Not Paid Off: A Step-by-Step Guide

3 weeks ago | gobankingrates.com | Dawn Allcot |Melanie Grafil

gradyreese / iStock.com Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology. 20 YearsHelping You Live RicherTrusted by Millions of ReadersWondering if you can trade in a car that isn’t paid off?
What Do You Need To Finance a Car?

3 weeks ago | gobankingrates.com | Daria Uhlig |Melanie Grafil

skynesher / Getty Images/iStockphoto Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.