Michael Kitces

Helping Clients Understand When They Have Enough Retirement Savings To “Coast FIRE”: A client reaches Coast FIRE when their retirement savings are projected to grow – without further contributions – into a portfolio large enough to support their anticipated future retirement https://t.co/IkRyRSY7Y5

Understanding The Mechanics Of The 0% Long-Term Capital Gains Tax Rate https://t.co/7niQGfY4yH

Employee Stress Is A Business Risk – Not An HR Problem: Research suggests that improving levels of workplace stress isn't just a 'nice to have' but a business imperative as stress doesn't remain internal to employees.  https://t.co/5kmfKWPcLJ

I'm excited to share my latest #SummerReading list of top books for financial advisors in 2025! 📚 https://t.co/tUauG564b0 ➡️Acquiring Your Future Through A Succession Plan (David Grau Sr.) ➡️The Bond King (Mary Childs) ➡️The Pathless Path (Paul Millerd) and more! https://t.co/COt5ys6dKT

How Griffin Kirsch grew to $200M AUM in 5 Years – even though he doesn't charge a fee on assets. Find out more in #FASuccess Ep443: https://t.co/ZRrxRkE5Ci https://t.co/3wJZ7zrfhQ

From college students to retirees, estate planning often gets filed under "I'll get around to it later", even though the risks of not planning can be significant at any point in life. https://t.co/pLNZhvcMFF

When Compliance Grows With You: In this week's #FASuccess podcast, Leila Shaver of My RIA Lawyer breaks down what it really takes to implement and scale compliance: https://t.co/uQHeOdhyKb https://t.co/E1PjsO1FYb

How Do Financial Advisors Actually Charge For Their Services? For firms evaluating pricing strategies, considering how others in the industry are adapting provides useful insights. Despite ongoing changes in the philosophy of financial advice: https://t.co/8DDjsraLDk https://t.co/XdvCYjZcKm

Advisors have a relatively brief window of time to communicate their value to prospective clients. It's important to understand 11 reasons why people hire financial advisors (and thus how to communicate that value): https://t.co/QIivR7jDEu #advicers https://t.co/1uGgCDmMja

Why is it challenging to give financial advice 'simply'? In this episode of Kitces & Carl, we explore how advisors can simplify the delivery of complex advice and why doing so is such a critical (and often underdeveloped) skill. https://t.co/WcKqCLKXaJ #advicers https://t.co/6VVoMPcSaT

How using a 'master list' of goals can help reveal client goals that they might not have thought of on their own, and more curated articles on client communication this #WeekendReading: https://t.co/5kmfKWPcLJ #advicers https://t.co/IwefLC2u3l

Analyzing The Individual Tax Provisions Of The House Republicans’ 2025 Proposed Tax Bill: https://t.co/ZOoJQ3rry0 -Core Provisions Of TCJA Extended Permanently -SALT Cap Increased To $30,000 (Or More?) -Itemized Deduction Limitations For The 37% Tax Bracket and more! https://t.co/gqIAsMylzC

Retirement isn’t just a financial milestone- it’s a profound identity shift for many clients. For some, "ReFirement" might be more meaninful than 'just' retirement. A framework to reimagine retirement with clients and plan with purpose: https://t.co/pPEDa7r71Q #advicers https://t.co/GTISdQs3kD

The new "separate accounting" rule creates more flexibility for retirement account owners who want to name a trust as their account beneficiary while still optimizing the tax treatment of distributions for each of the trust beneficiaries. https://t.co/7f3l1vpC0r https://t.co/umllJOGbXR

The SEC this week announced that it is axing several rules proposed during the tenure of previous Chair Gary Gensler that would have impacted RIAs, including the outsourcing and predictive data analytics rules and amendments to the Custody Rule. https://t.co/5kmfKWPcLJ #advicers

This #WeekendReading kicks off with the news that Senate Republicans this week released their version of major tax legislation, following the passage of similar legislation in the House of Representatives last month. https://t.co/5kmfKWPcLJ #advicers

How can advisors help clients understand dangers they haven't encountered? When advisors are tasked with (re-)educating clients about the potential consequences of financial decisions, there may be a disconnect between risk and what a client experiences. https://t.co/1BOnwvl3Yu https://t.co/H1lkQS1Knu