Miranda Marquit
Financial Writer and Journalist at Freelance
Write, podcast, and speak about $$: @NextAdvisor, @Forbes, @Marketplace, @MoneyTalksNews, @MorningEdition she/her
Articles
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3 days ago |
wsj.com | Miranda Marquit
Mortgage rates are a little higher this week compared to last week, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.89%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.12%. Top mortgage rates todayMortgage rates are a little higher today than they were seven days ago, but still lower than in early 2025, when the average 30-year fixed-rate mortgage reached above 7%.
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3 days ago |
wsj.com | Miranda Marquit
Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for a set time period. Right now, the best rates are on short-term CDs. The Federal Deposit Insurance Corporation (FDIC) reports that the average rate on a 12-month CD is 1.78%. However, the average for the top high-yield CDs is 4.79%, according to DepositAccounts.com.
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3 days ago |
wsj.com | Miranda Marquit
Getting the best rate as a saver has been a little more difficult since the Federal Reserve started cutting its benchmark rate toward the end of 2024. Additionally, some Fed officials think more cuts could be coming later in 2025. With the average savings account paying 0.41%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a little bleak for savers. However, high-yield savings accounts still offer a way to get a little more yield.
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6 days ago |
wsj.com | Miranda Marquit
Mortgage rates are a little higher this week compared to last week, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.86%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.08%. Top mortgage rates todayMortgage rates are a little higher today than they were seven days ago, but still lower than in early 2025, when the average 30-year fixed-rate mortgage reached above 7%.
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6 days ago |
wsj.com | Miranda Marquit
Getting the best rate as a saver has been a little more difficult since the Federal Reserve started cutting its benchmark rate toward the end of 2024. Additionally, some Fed officials think more cuts could be coming later in 2025. With the average savings account paying 0.41%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a little bleak for savers. However, high-yield savings accounts still offer a way to get a little more yield.
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