Miranda Marquit
Financial Writer and Journalist at Freelance
Write, podcast, and speak about $$: @NextAdvisor, @Forbes, @Marketplace, @MoneyTalksNews, @MorningEdition she/her
Articles
-
1 day ago |
wsj.com | Miranda Marquit
Getting the best rate as a saver has been a little more difficult since the Federal Reserve started cutting its benchmark rate toward the end of 2024. Since the beginning of 2025, Fed officials have adopted a wait-and-see approach due to concerns about tariffs and economic conditions. The May announcement continues the pattern of keeping the rate on hold until there’s more data on market responses to trade policy.
-
1 day ago |
wsj.com | Miranda Marquit
Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for a set time period. Right now, the best CD rates are on short-term CDs. The Federal Deposit Insurance Corporation (FDIC) reports that the average rate on a 12-month CD is 1.77%. However, the average for the top high-yield CDs is 4.77%, according to DepositAccounts.com.
-
1 day ago |
wsj.com | Miranda Marquit
Mortgage rates are up today but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.88%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.11%. Even though mortgage rates are a little higher this week, they remain mostly rangebound. The latest Federal Reserve decision to maintain the current benchmark has many markets, including the housing market, in wait-and-see mode.
-
2 days ago |
wsj.com | Miranda Marquit
Getting the best rate as a saver has been a little more difficult since the Federal Reserve started cutting its benchmark rate toward the end of 2024. Since the beginning of 2025, Fed officials have adopted a wait-and-see approach due to concerns about tariffs and economic conditions. The May announcement continues the pattern of keeping the rate on hold until there’s more data on market responses to trade policy.
-
2 days ago |
wsj.com | Miranda Marquit
Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for a set time period. Right now, the best CD rates are on short-term CDs. The Federal Deposit Insurance Corporation (FDIC) reports that the average rate on a 12-month CD is 1.77%. However, the average for the top high-yield CDs is 4.77%, according to DepositAccounts.com.
Try JournoFinder For Free
Search and contact over 1M+ journalist profiles, browse 100M+ articles, and unlock powerful PR tools.
Start Your 7-Day Free Trial →X (formerly Twitter)
- Followers
- 14K
- Tweets
- 53K
- DMs Open
- No
Here's what you need to know about setting up, building, and maintaining a travel fund. https://t.co/2REKAMnkZE
Are you destroying Western civilization if you don't procreate? https://t.co/hBdcaAeZ4h
If you're ready for the freedom and flexibility that comes with a freelance writing career, now is the time to get that ball rolling. Here's my guide on how to start freelance writing. https://t.co/PPJrBihoeD