Miranda Marquit

Idaho Falls

Financial Writer and Journalist at Freelance

Write, podcast, and speak about $$. Current: @WSJ Past: @NextAdvisor, @Forbes, @Marketplace, @MoneyTalksNews, @MorningEdition she/her

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Articles

Mortgage Rates Today, June 6, 2025: 30-Year Rates Drop to 6.84%

1 day ago | wsj.com | Miranda Marquit

Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.84%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.03%. Interest rates are down compared to last week for new mortgages but higher for refinances as the summer housing market gets off to a slow start.
Today’s CD Rates for June 4, 2025: Highest APYs range from 4.00% to 4.65%

1 day ago | wsj.com | Miranda Marquit

Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for a set time period. Right now, the best CD rates are on short-term CDs. The Federal Deposit Insurance Corporation (FDIC) reports that the average rate on a 12-month CD is 1.75%. However, the average for the top high-yield CDs is 4.69%, according to DepositAccounts.com.
Mortgage Rates Today, June 5, 2025: 30-Year Rates Drop to 6.90%

2 days ago | wsj.com | Miranda Marquit

Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.90%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.09%. Mortgage rates, including refinance rates, are slightly lower this week compared to last week. The latest Federal Reserve decision is less influential as markets begin to take into account more recent developments, including Moody’s decision to downgrade the U.S. credit rating.
Today’s CD Rates for June 5, 2025: Highest APYs range from 4.00% to 4.65%

2 days ago | wsj.com | Miranda Marquit

Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for a set time period. Right now, the best CD rates are on short-term CDs. The Federal Deposit Insurance Corporation (FDIC) reports that the average rate on a 12-month CD is 1.75%. However, the average for the top high-yield CDs is 4.69%, according to DepositAccounts.com.
Today's High-Yield Savings Rates for June 5, 2025: Up to 4.66%

2 days ago | wsj.com | Miranda Marquit

Getting the best rate as a saver has been a little more difficult since the Federal Reserve started cutting its benchmark rate toward the end of 2024. Since the beginning of 2025, Fed officials have adopted a wait-and-see approach due to concerns about tariffs and economic conditions. The May announcement continues the pattern of keeping the rate on hold until there’s more data on market responses to trade policy.
Mortgage Rates Today, June 4, 2025: 30-Year Rates Drop to 6.91%

3 days ago | wsj.com | Miranda Marquit

Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.91%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.10%. Mortgage rates, including refinance rates, are slightly lower this week compared to last week. The latest Federal Reserve decision is less influential as markets begin to take into account more recent developments, including Moody’s decision to downgrade the U.S. credit rating.
Today’s CD Rates for June 4, 2025: Highest APYs range from 4.00% to 4.65%

3 days ago | wsj.com | Miranda Marquit

Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for a set time period. Right now, the best CD rates are on short-term CDs. The Federal Deposit Insurance Corporation (FDIC) reports that the average rate on a 12-month CD is 1.75%. However, the average for the top high-yield CDs is 4.71%, according to DepositAccounts.com.
Today's High-Yield Savings Rates for June 4, 2025: Up to 4.66%

3 days ago | wsj.com | Miranda Marquit

Getting the best rate as a saver has been a little more difficult since the Federal Reserve started cutting its benchmark rate toward the end of 2024. Since the beginning of 2025, Fed officials have adopted a wait-and-see approach due to concerns about tariffs and economic conditions. The May announcement continues the pattern of keeping the rate on hold until there’s more data on market responses to trade policy.
Mortgage Rates Today, June 3, 2025: 30-Year Rates Rise to 6.97%

4 days ago | wsj.com | Miranda Marquit

Mortgage rates are up, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.97%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.16%. Mortgage rates, including refinance rates, are slightly lower this week compared to last week. The latest Federal Reserve decision is less influential as markets begin to take into account more recent developments, including Moody’s decision to downgrade the U.S. credit rating.
Today’s CD Rates for June 3, 2025: Highest APYs range from 4.00% to 4.65%

4 days ago | wsj.com | Miranda Marquit

Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for a set time period. Right now, the best CD rates are on short-term CDs. The Federal Deposit Insurance Corporation (FDIC) reports that the average rate on a 12-month CD is 1.75%. However, the average for the top high-yield CDs is 4.73%, according to DepositAccounts.com.

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14 May 25

Here's what you need to know about setting up, building, and maintaining a travel fund. https://t.co/2REKAMnkZE

Miranda Marquit, MBA 🖤🩶🤍💜/🩷💛💙

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14 May 25

Are you destroying Western civilization if you don't procreate? https://t.co/hBdcaAeZ4h

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Miranda Marquit, MBA 🖤🩶🤍💜/🩷💛💙 @MMarquit

14 May 25

If you're ready for the freedom and flexibility that comes with a freelance writing career, now is the time to get that ball rolling. Here's my guide on how to start freelance writing. https://t.co/PPJrBihoeD