Moira O'Neill

3 weeks ago | thisismoney.co.uk | Moira O'Neill

Premium Bonds sparked the first conversation that my husband and I ever had about money, more than 20 years ago. He was fond of playing the lottery every week and I suggested that he played the Premium Bonds instead. He would still get the chance to win big tax-free prizes each month but could always get his initial investment back. So we both bought small £100 stakes in Premium Bonds for the fun of it.

1 month ago | ft.com | Moira O'Neill

Wealth advisers often encourage clients concerned about inheritance tax to give “with a warm hand rather than a cold one”.

1 month ago | becleverwithyourcash.com | Moira O'Neill

If you had a spare £80,000 this tax year, you could fill your annual ISA and pension allowances to the brim. But most of us don’t have this amount of spare cash, which leaves us wondering which tax wrapper to choose and prioritise. Here are some simple pointers to help you decide how to allocate your hard-earned savings. In this article Some articles on the site contain affiliate links, which provide a small commission to help fund our work.

1 month ago | becleverwithyourcash.com | Moira O'Neill

When you start investing, one of the first things to think about is your risk tolerance. This is not something that necessarily lines up with how you generally approach risk elsewhere in your life.. Someone who is comfortable with the risks of rock climbing or jumping out of an airplane, might not so easily be able to tolerate the risks associated with investing their money, especially the chance that you might lose some or all of it.

2 months ago | investorschronicle.co.uk | Moira O'Neill

Most Isa and pension platforms have fund ‘best buy’ lists – here’s what investors can learn from themPublished on March 27, 2025For many years, the largest DIY investment platforms have tried to help investors by paring back the universe of around 5,000 collective investments to between 50 and 100 ‘rated’ or ‘recommended’ investments.