Molly Grace

Detroit

Mortgage Reporter at Business Insider

Mortgage Reporter at @thisisinsider

Articles

How homebuyers are using mortgage rate buydowns to pay less — for now

2 weeks ago | businessinsider.com | Sarah Silbert |Molly Grace |Henry Blodget

With mortgage rates up near 7%, homebuyers are increasingly turning to things like adjustable-rate mortgages, down payment assistance, and interest rate buydowns to cut costs. Interest rate buydowns can temporarily or permanently lower your mortgage payment, giving you more room in your budget each month. But they aren't always worth what you pay for them.
How tariffs are influencing mortgage rates — and why they won't fall

2 weeks ago | businessinsider.com | Marisa Frey |Molly Grace |Libby Kane |Aliza Gulab

See today's mortgage rates »See our 2025 housing market forecast »Wondering why mortgage rates are rising when they were expected to fall? In this video, we explain how global trade policies — specifically President Donald Trump's tariffs — are influencing current mortgage rates. Business Insider's mortgage reporter, Molly Grace, breaks down the economic forces at play and shares practical tips on how you can still secure a lower rate despite market volatility.
Today's Mortgage Rates, May 16, 2025 | Rates up As Hopes for Fed Cuts Shrink

3 weeks ago | businessinsider.com | Molly Grace

These are today's mortgage and refinance rates. Mortgage rates have been elevated this week as higher inflation looks more likely.
Current Mortgage Rates: See How Today's Rates Compare

3 weeks ago | businessinsider.com | Molly Grace |Elias Shaya

See average mortgage rates today and learn about what influences rates, how they compare to previous years, and what you can expect in May 2025.
Current Mortgage Rates: See How Today's Rates Compare

3 weeks ago | businessinsider.com | Molly Grace |Elias Shaya

See average mortgage rates today and learn about what influences rates, how they compare to previous years, and what you can expect in May 2025.
The Fed Meeting Mortgage and Rates

4 weeks ago | businessinsider.com | Molly Grace |Aly J. Yale

Learn how Fed meetings affect mortgage rates and what it means for borrowers following the Fed's May 2025 meeting.
'I have never in 20 years seen this much buyer power': Why now could actually be a really good time to buy a house

4 weeks ago | businessinsider.com | Sarah Silbert |Molly Grace |Henry Blodget

If you want to buy soon, talk to a real estate agent who's familiar with your local market. Diamond Dogs/Getty Images 2025-05-08T21:12:54Z Facebook Email X LinkedIn Copy link An icon in the shape of a lightning bolt. Impact Link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? .
A new report says you need to make $114,000 to buy a house. Here's how to buy if you earn less than that.

1 month ago | businessinsider.com | Sarah Silbert |Molly Grace |Henry Blodget

Buying a condo can be an affordable way to get started as a homeowner. Anchiy/Getty Images 2025-05-06T14:55:32Z Facebook Email X LinkedIn Copy link An icon in the shape of a lightning bolt. Impact Link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? .
More homebuyers are opting into a risky type of mortgage in an attempt to save money

1 month ago | businessinsider.com | Sarah Silbert |Molly Grace |Henry Blodget

With an ARM, your mortgage payment can go up after your initial fixed-rate period is over. 10'000 Hours/Getty Images 2025-04-18T21:24:48Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? .
Will Home Prices Drop If There's a Recession?

1 month ago | businessinsider.com | Molly Grace |Libby Kane

Home prices don't always go down in a recession, but they can. During the brief recession in 2020, median home prices fell by almost $12,000, though they quickly reversed course and ended 2021 almost $100,000 higher. More analysts are predicting that we'll end up in a recession this year as a result of President Donald Trump's trade war. If that happens, will home prices drop?

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Molly Grace @mollythegrace

15 Sep 23

Will mortgage rates go down in 2024? Probably, but that doesn't necessarily mean you should wait to buy. Find out why in my latest for @personalfinance https://t.co/xnwUqvfzJv

Molly Grace @mollythegrace

10 Jul 23

RT @lgtarpley: Important article by @mollythegrace on ways to become a homeowner if you've been convicted of a felony. Know your options! h…

Molly Grace @mollythegrace

14 Jun 23

Good morning from sunny North Carolina, where I am STILL ON STRIKE with @InsiderUnion! It's day 13, and I'm feeling just as excited to fight for a fair contract as I was on day 1. https://t.co/4wgkfCQo29

Molly Grace

Articles

How homebuyers are using mortgage rate buydowns to pay less — for now

How tariffs are influencing mortgage rates — and why they won't fall

Today's Mortgage Rates, May 16, 2025 | Rates up As Hopes for Fed Cuts Shrink

Current Mortgage Rates: See How Today's Rates Compare

Current Mortgage Rates: See How Today's Rates Compare

The Fed Meeting Mortgage and Rates

'I have never in 20 years seen this much buyer power': Why now could actually be a really good time to buy a house

A new report says you need to make $114,000 to buy a house. Here's how to buy if you earn less than that.

More homebuyers are opting into a risky type of mortgage in an attempt to save money

Will Home Prices Drop If There's a Recession?

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