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Jan 10, 2025 | 
fitsmallbusiness.com | Nathan B. Weller
The recent wildfires in California have unfortunately devastated communities and businesses alike. As a small business owner in California, it's crucial to understand your insurance coverage, how to file a claim, and what to expect once you've notified your insurance carrier. Wildfire insurance in California or any other state is not a special type of policy. Any type of fire (including a wildfire) is a named loss covered under a standard commercial property policy.
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Jan 10, 2025 | 
fitsmallbusiness.com | Nathan B. Weller
Plumbing insurance coverage is an important part of a successful plumbing company and consists of general liability and equipment coverage. Depending on the size of the business, plumbing insurance will include workers' compensation and commercial auto, too. Plumbing insurance costs between $45 and $100 a month for general liability. Plumbers will pay a lot less for their tools, around $20 to $30 a month for equipment and tool coverage.
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Jan 8, 2025 | 
fitsmallbusiness.com | Nathan B. Weller
Massachusetts, one of the oldest states in America and a key part of American history, is home to an economy driven largely by small businesses. Massachusetts business insurance keeps over 700,000 small businesses running in The Bay State when they encounter a loss like a storm or fire or face a lawsuit from another party. Massachusetts Business Insurance RequirementsProperty and casualty insurance has no direct federal laws regulating the industry.
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Dec 3, 2024 | 
fitsmallbusiness.com | Nathan B. Weller
You've just picked up your first passenger and are taking them to the airport. Instead of focusing on the road, your attention is diverted to your passenger when you've run a red light and hit another car. In these situations, rideshare insurance is a standalone policy or endorsement on your personal auto policy that provides liability coverage for you.
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Nov 27, 2024 | 
fitsmallbusiness.com | Nathan B. Weller
Since joining the union in 1796, Tennessee has been known for outsized contributions, hence its nickname as the Volunteer State. So, it is not surprising that small businesses in Tennessee account for almost 100% of employment and contribute to a healthy, growing economy. Tennessee business insurance is essential to the TN economy, protecting businesses from losses and helping keep them afloat during downtimes due to a claim.
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Nov 19, 2024 | 
fitsmallbusiness.com | Nathan B. Weller
Commercial auto insurance premiums have been rising over the years, often at a rate greater than inflation. So it is no surprise that when people are looking for car insurance, they're trying to find the cheapest commercial auto insurance. Cheap doesn't mean you have to sacrifice quality. Cheap commercial vehicle insurance providers offer excellent customer service, coverages, and endorsements you need while doing so at an affordable rate.
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Nov 13, 2024 | 
fitsmallbusiness.com | Nathan B. Weller
Here's the scenario: You receive your small business insurance renewal notice, and your premium has increased significantly. You haven't filed a claim in years or changed your coverage. You may wonder why business insurance is so expensive and why business insurance rates are going up. Business insurance premiums have been rising month over month for years. The primary reasons are natural disasters, inflation, and the cost of doing business for insurance companies.
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Nov 12, 2024 | 
fitsmallbusiness.com | Nathan B. Weller
Bakery insurance is a simple combination of policies for your bakery that, when combined, provide all of the coverage you need against claims. Claims can come in all types of forms. Whether it is an allegation of food poisoning or a power outage damaging your oven, insurance for a bakery business is an important part of your overall business plan. The most important types of policies are general liability and commercial property for your bakery.
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Nov 7, 2024 | 
fitsmallbusiness.com | Nathan B. Weller
Arizona is home to five different climate zones, two time zones, the Navajo Nation, the Grand Canyon, and a healthy economy driven by small businesses. Small businesses are a key part of employment, taxes, and production in Arizona. Small business insurance in Arizona is an important part of the economy both in its contribution to the overall product and employment and insuring over 650,000 small businesses.
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Nov 4, 2024 | 
fitsmallbusiness.com | Nathan B. Weller
Though it started in June and runs until November, it feels like lately, hurricane season has made itself known through two back-to-back devastating hurricanes. Businesses, homeowners, and nonprofits are left with significant damages, and many wonder what role insurance plays when a natural disaster hits. Commercial hurricane insurance is an important combination of policy options for small businesses in coastal regions. What Is Commercial Hurricane Insurance?
