Nicole Spector

Los Angeles

Writer and Editor at Freelance

Senior Writer: Finance at GOBankingRates

She/her @NewYorker @NBCNews, @TheAtlantic @Vogue @Reductress,etc. #Bookishdresses IG. Repped by @TheGernertCo

Featured in: Favicon

msn.com

yahoo.com (+14) Favicon

aol.com

cnbc.com

nbcnews.com Favicon

theatlantic.com Favicon

vice.com

adweek.com Favicon

euronews.com Favicon

techradar.com + 51 more

Articles

Experts Give Inflation Predictions for the Rest of 2025

1 week ago | aol.com | Nicole Spector

In the United States, the subject of inflation is always the first eyebrow raised when it comes to times of economic unpredictability. Though the current inflation rate hovers around 2.3% and is relatively reasonable when compared to a few years ago, that doesn’t mean consumers should get too comfortable with stability.
10 Cities Where You Can Be Middle Class If You Make Under $33K

1 week ago | gobankingrates.com | Nicole Spector |Molly Sullivan

DenisTangneyJr / Getty Images/iStockphoto Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
Don’t Fall for This Myth That Pits Your Retirement Against Your Children’s Education, Expert Says

1 week ago | gobankingrates.com | Nicole Spector |Molly Sullivan

June 18, 2025 4 min Read BrianAJackson / Getty Images/iStockphoto Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
More Americans Are Using a Potential Money Trap To Buy Groceries

1 week ago | gobankingrates.com | Nicole Spector |Molly Sullivan

June 18, 2025 4 min Read PeopleImages / iStock.com Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
4 Ways To Easily Spend Less, According to Frugal Living YouTuber Kate Kaden

1 week ago | gobankingrates.com | Nicole Spector |Molly Sullivan

June 17, 2025 4 min Read Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
5 Money Questions To Ask Real Estate Agents Before Relocating in Retirement

1 week ago | gobankingrates.com | Nicole Spector |Molly Sullivan

June 17, 2025 4 min Read PixelsEffect / iStock.com Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
Where You Can Buy a Home for Under $200K in 2025

1 week ago | aol.com | Nicole Spector

Buying a home in the U.S. used to be a rite of passage to the American Dream, and something that most middle-class families could afford. Now, hopeful homebuyers are faced with major challenges, including sky-high mortgage interest rates and low inventory, which drives up home prices. In the first quarter of 2025, the median sales price of homes sold in in the U.S. was $416,900. In June 1970, the median sales price was $23,800, which would be about $197,000 in 2025.
Where You Can Buy a Home for Under $200K in 2025

1 week ago | gobankingrates.com | Nicole Spector |Molly Sullivan

Sean Pavone / Shutterstock.com Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
How Much Money Is Needed To Be Considered Middle Class in Every US Region

1 week ago | gobankingrates.com | Nicole Spector |Molly Sullivan

FatCamera / Getty Images Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology. 20 YearsHelping You Live RicherTrusted by Millions of ReadersThe median household income in the U.S. in 2025 is $78,770.
Struggling With a Big Money Decision? Use This Science-Backed Strategy

1 week ago | yahoo.com | Nicole Spector

Some money decisions are no-brainers. The answer to “If I’m able to, should I contribute the max to my 401(k) that my employer will match up to 6%?” is always “Yes.” The answer to “Should I open a retail credit card to be able to make this impulse buy?” is always “No.” But there are a lot of money decisions that are really hard. And there’s no magic 8-ball around to give us the 100% correct answer (though if there were such a thing in human form, Warren Buffett would be it).