Nina Bobro

Writer at PaySpace Magazine Global

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Articles

Cashless Society: Myth or Reality? Top Cashless Nations Globally

3 weeks ago | payspaceworld.com | Nina Bobro

Envision a future where all the transactions are paperless. For some, it feels like utopia with less theft and more convenience, while others suggest more dystopian scenarios where all your money and assets can be taken away by an evil omnipresent government at any moment. While I, personally, believe truth lies somewhere in between, many regions of the world are already nearing the idea of cashless society.
Monzo Introduces Payment Reversal Option

3 weeks ago | payspaceworld.com | Nina Bobro

Monzo customers may now have up to a minute to decide whether they want a transaction to proceed, thanks to the new payment reversal feature. UK-based digital bank Monzo has unveiled a new convenient feature for its users, allowing them to undo the payment instruction if they mistakenly selected the wrong amount, recipient, or changed their mind about the transaction in general. Payment reversal will be available within 15 seconds by default.
Perplexity Selects PayPal for AI-Powered Payments Within Its Agentic Commerce System

3 weeks ago | payspaceworld.com | Nina Bobro

Perplexity and PayPal will allow AI agents on the Perplexity Pro platform to pay for products, travel bookings, or tickets requested by users. Perplexity, a popular AI-powered search engine, has partnered with the payment provider PayPal to enable agent-based commerce payments for users of the Perplexity Pro solution. While basic search on the Perplexity platform is free to use, its Pro offering is a premium subscription plan with advanced features and capabilities.
Dubai to Enable Crypto Payments for Government Services

3 weeks ago | payspaceworld.com | Nina Bobro

Dubai Finance and Crypto.com partner to allow UAE citizens to pay for government services with crypto. Dubai Finance (DOF) has signed a Memorandum of Understanding (MoU) with the crypto exchange Crypto.com to enable people in the UAE to pay government fees using stable cryptocurrencies. The agreement was officially announced at the Dubai FinTech Summit, where key officials from DOF and Crypto.com were present. The new partnership supports Dubai’s goal of becoming a cashless society by 2026.
Adyen to Offer JCB Card-on-File Tokenization

3 weeks ago | payspaceworld.com | Nina Bobro

Merchants who use Adyen platform will soon benefit from even more secure credit card transactions with JCB Card-on-File (COF) Tokenization technology. Adyen, a global fintech platform that provides end-to-end payment solutions for businesses, is the first company to roll out JCB’s card-on-file (COF) tokenization service, designed to boost the security of online payments and authorization rates.
How Open Banking Progresses With API-Based Commercial Variable Recurring Payments (CVRPs) - PaySpace Magazine

3 weeks ago | payspaceworld.com | Nina Bobro

E-commerce subscriptions are doubling every year, with Gen Z driving its snowballing popularity. Where there’s demand for subscriptions, there’s also a need for efficiency in recurring payments. CVRPs are getting significant interest share from merchants and payment service providers, making them a potential new stage in open banking progress. Types of Recurring PaymentsAn average bank customer is forgetful. If they have to keep all their scheduled payments in mind, that would be a disaster.
Virtual Card Payments Go Mainstream in U.S.

3 weeks ago | payspaceworld.com | Nina Bobro

Not only do Gen Z and millennials in the U.S. embrace virtual cards, but also older age cohorts resort to this innovative payment method if providers manage to raise proper awareness. A consumer survey published by PYMNTS Intelligence and Elan revealed that more than 40% of U.S. shoppers used a virtual card in the past six months, with 65% saying they’re likely to use this payment method in the year ahead. The two firms surveyed 2,516 U.S. buyers between Feb. 12, 2025, and Feb. 28, 2025.
Wirex Business Expands Corporate Stablecoin Payments to BASE

4 weeks ago | payspaceworld.com | Nina Bobro

Wirex Business aims to make stablecoin payments mainstream in corporate settings, integrating them with both BASE and traditional enterprise-grade infrastructure. Wirex, a crypto-focused fintech company, has expanded its Business solution to the BASE blockchain incubated by the popular crypto exchange Coinbase. Wirex Business is the firm’s newly-launched corporate banking platform tailored for Web3 and crypto companies.
From Cards to Direct Transfers: The A2A Payment Transformation in Europe and Beyond

4 weeks ago | payspaceworld.com | Nina Bobro

The global payment landscape is rapidly changing driven by a seismic shift in popular transaction methods. A closer look at payment statistics reveals that account-to-account (A2A) transfers are ascending in importance. Its growing dominance among other payment types is especially evident in the European market. An ordinary consumer or a merchant rarely wonders what happens behind the curtains of their daily transactions.
Nordics and Estonia Roll Out Offline Card Payment Backup

1 month ago | payspaceworld.com | Nina Bobro

Several European countries are rushing to strengthen the resilience of their payment systems against any sabotage, striving to make card payments available to citizens even offline in case of internet outages. As Bank of Finland board member Tuomas Valimaki revealed to Reuters, Finland, Sweden, Norway, Denmark, and Estonia are all preparing their backup offline card payment solutions.