Ouliana Smith

Dec 11, 2024 | fintechfutures.com | Ouliana Smith

Recent data breaches and the rise in transactional fraud highlight critical lessons and underscore the need for companies to have a multi-layered approach to security. This involves combining policies, technology and the human element to protect digital identities.

May 14, 2024 | fintechfutures.com | Ouliana Smith

I think it’s time to take stock of open banking. Like most areas of fintech, with open banking, there is a key focus on how to bridge the gap between the promise of the technology and the commercial reality of running a business. As such, there is a lot of focus on how banks and fintechs are approaching open banking in terms of their business models and, by extension, how they are intending to generate a sustainable margin of profit from the technology.

Mar 13, 2024 | fintechfutures.com | Ouliana Smith

I’m sure, like me, that you set an early morning alarm on 31 January in keen anticipation of the publication of the UK Labour Party’s plan for financial services. The UK polls suggest that Labour are by far the most likely winners of the next general election, which can now only be months away.

Dec 5, 2023 | fintechfutures.com | Ouliana Smith

When it comes to financial wellness, banks should strive to ensure their offerings are benefitting the consumer, because that is the strategy that is also most likely to benefit them in the long term. As the first generation to be pure digital natives, Gen Z have huge parts of their life influenced and shaped by the data that they themselves create – on social media, through their app use on their smartphones and through their education and leisure activities.

Oct 16, 2023 | morningstar.com | Ouliana Smith

Omdia: Only 15% of banks have a well-defined sustainability strategy Omdia: Only 15% of banks have a well-defined sustainability strategyLONDON, Oct. 16, 2023 /PRNewswire/ -- Ahead of next month's COP28 summit, Omdia's new report, ' Market Landscape: State of Sustainability in Retail Banking', has found the vast majority of banks do not have a fully-functional sustainability strategy; many are still analyzing, despite sustainability being a matter of strategic concern for several decades.