Padma Sharma

Dec 2, 2024 | kansascityfed.org | Padma Sharma |Brendan Laliberte

Subscribe Share by: Padma Sharma and Brendan Laliberte Download Article The commercial real estate (CRE) sector shifted significantly after the COVID-19 pandemic, as more remote work led to increased office vacancies. If higher office vacancy rates persist, losses could accrue not only to owners of those properties, but also to the banks and other financial intermediaries that finance them.

Feb 7, 2024 | kansascityfed.org | W. Blake Marsh |Padma Sharma |Chris Acker

Subscribe Share Download Article Over the past year, banks continued to experience deposit outflows. First, monetary policy actions increased short-term interest rates, which enticed many depositors to seek more profitable investment opportunities. Second, banking stress episodes led some large depositors to question the safety of bank deposits and seek alternatives. In response, banks raised deposit rates to retain their core funding.