Patrick Coate

Aug 20, 2024 | propertycasualty360.com | Matt Zender |Joe Toppe |Michael Giusti |Patrick Coate

(Photo: Syda Productions/Shutterstock.com) People are living longer than ever these days. The World Health Organization (WHO) reports that by the year 2050, the population of those aged 60 and older will total two billion. 2015, by comparison, had an aging population of 900 million. As for the future, experts estimate that many babies born in 2012 who live in wealthier countries should live to see their one-hundredth birthday.

Aug 16, 2024 | propertycasualty360.com | Christine G. Barlow |Michael Giusti |Patrick Coate |Brittney Meredith-Miller

Insureds tend to get the benefit of the doubt when a policy is ambiguous. (Credit: Valerii Evlakhov/Adobe Stock) PropertyCasualty360.com editor's note: Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions.

Aug 15, 2024 | propertycasualty360.com | Michael Giusti |Patrick Coate |Brittney Meredith-Miller |Kendra Pierre-Louis

By Patrick Coate | August 15, 2024 Construction claims jump nearly 20% when temperatures rise above 100 degrees. By Brittney Meredith-Miller | August 14, 2024 The number of fires in 2024 is lower than the 10-year to-date average, but the number of acres burned has surpassed the 10-year average of 4.1 million. By Kendra Pierre-Louis | August 14, 2024 FEMA says only half of households believe they can prepare for a catastrophe, but 'self-efficacy' decreases damage.

Aug 15, 2024 | propertycasualty360.com | Elana Ashanti Jefferson |Brittney Meredith-Miller |Patrick Coate |Zap Consulting

When lightning strikes, the resulting damage can be extensive and costly. Insurance adjusters play a crucial role in assessing these claims, ensuring accurate settlements, and identifying potential subrogation opportunities. One critical aspect that adjusters must be vigilant about is determining whether a whole home surge protector is installed in the affected property.

Aug 15, 2024 | propertycasualty360.com | Patrick Coate |Lisa Willis |Kendra Pierre-Louis |Joe Toppe

Hotter cities like Miami and Phoenix nearly double Chicago and Denver in construction claims during the summer. (Credit: Quality Stock Arts/Adobe Stock) The conversation about worker safety in extreme heat has taken center stage. Not surprisingly, workers are impacted differently across industry sectors.