Paul Kim

New York

Senior associate editor @businessinsider @personalfinance | Words in @EaterAtlanta | he/him

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Articles

Best Travel Insurance of May 2025

1 month ago | businessinsider.com | Paul Kim |Evelyn He

Our travel insurance experts discuss the best travel insurance in May 2025. Learn about plan options, rates, and tips to find the best travel insurance.
What Is Rhino Insurance?

1 month ago | businessinsider.com | Paul Kim |Jamela Adam |Henry Blodget

Rhino Insurance offers standard renters insurance and security deposit insurance. Updated 2025-05-01T22:21:30Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . Rhino offers an alternative to traditional security deposits, letting you pay smaller monthly premiums instead of large upfront amounts.
Odie Pet Insurance Review 2025

2 months ago | businessinsider.com | Paul Kim |Jamela Adam |Henry Blodget

Odie Pet Insurance 2025: Is it right for your pet? Odie Pet Insurance; BI 2025-04-23T20:38:40Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . Founded in 2019, Odie is a relatively new pet insurance provider based in California that offers flexible and affordable insurance coverage.
Best Appliance Warranties of April 2025

2 months ago | businessinsider.com | Paul Kim |Alani Asis |Henry Blodget

Appliance warranties cover your appliances when they break down due to wear and tear. SolStock/Getty Images 2025-04-11T22:44:47Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . If your manufacturer warranty is about to expire or has expired, an appliance warranty can extend your coverage.
Renters Insurance (HO-4): What It Covers & How Much You Need

2 months ago | businessinsider.com | Paul Kim |Alani Asis |Maddy Scheckel |Henry Blodget

Your landlord's insurance policy will not cover your personal possessions. Peathegee Inc/Getty Images Updated 2025-04-03T20:25:45Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . Renters insurance (HO-4) covers your unit's contents, liability, and living expenses if your home is inhabitable.
Average Cost of Renters Insurance (HO-4) in 2025

2 months ago | businessinsider.com | Alani Asis |Maddy Scheckel |Paul Kim

Renters insurance is cheap because it doesn't cover the building exterior, just the possessions in your unit. svetikd/Getty Images Updated 2025-03-31T21:37:19Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . The average renters insurance (HO-4) policy costs $170 annually or $14 monthly.
Vacant House Insurance: Protecting Your Unoccupied Property

2 months ago | businessinsider.com | Alani Asis |Maddy Scheckel |Paul Kim

Empty home insurance is especially useful when you're selling a house you've already moved out of. 10'000 Hours/Getty Images Updated 2025-03-31T21:32:56Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? .
Home Warranty: What It Covers & How to Choose the Best Plan

2 months ago | businessinsider.com | Maddy Scheckel |Paul Kim

Home warranties can cost anywhere from $350 to $700 annually. Viktor Cvetkovic/Getty Images Updated 2025-03-31T21:26:16Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . A home warranty protects appliances, systems like heat and plumbing, in your home.
Do I Need Umbrella Insurance? Understanding Costs & Coverage

2 months ago | businessinsider.com | Alani Asis |Maddy Scheckel |Paul Kim

Your first $1 million of umbrella insurance coverage will cost around $150 to $300 per year. ljubaphoto/Getty Images Updated 2025-03-31T21:29:12Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . Umbrella insurance is additional coverage to your home or auto insurance policy.
What Are Homeowners Insurance Riders?

2 months ago | businessinsider.com | Maddy Scheckel |Paul Kim

Common homeowners insurance add-ons cover floods, earthquakes, and jewelry. Kathrin Ziegler/Getty Images Updated 2025-03-31T21:20:59Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . Endorsements, also known as riders, adjust the coverage of your homeowners insurance.