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Nov 5, 2024 | 
riskandinsurance.com | Pete Miller |Msig Usa
Topics: Future of Insurance | Nov./Dec. 2024 Issue
As a multitude of factors intensify the threat of catastrophic wildfires, innovative technologies and collaborative approaches are emerging as crucial tools in addressing this pressing issue. In a recent episode of the Predict & Prevent® podcast, Bill Clerico, founder and managing partner of venture capital fund Convective Capital, shared insight into the evolving landscape of wildfire prevention and management.
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Nov 1, 2024 | 
taxjournal.com | Peter Rayney |Sophie Dworetzsky |Pete Miller |Elizabeth Bradley
On the eve of Halloween our first woman Chancellor Rachel Reeves managed to give us a much less frightening CGT experience than had previously been feared. Many of the pre-Budget rumours such as equalising CGT with income tax rates and the abolition of Business Asset Disposal Relief (BADR) did not make her Budget spell book. Instead the proposed CGT changes are more measured and realistic.
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Nov 1, 2024 | 
taxjournal.com | Elizabeth Bradley |Pete Miller |Alan Macpherson |Rebecca Harris
On the stamp duty front the Budget announcements (or lack of them) were unexpected. On the one hand the Chancellor announced a chunky increase to the SDLT surcharge for those buying second homes. That surcharge is rising from 3% to 5% with effect from 31 October 2024. The same increase from 15% to 17% also applies to companies buying residential property for more than £500k from the same date.
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Nov 1, 2024 | 
taxjournal.com | Sophie Dworetzsky |Peter Rayney |Pete Miller |Elizabeth Bradley
From April 2026 two of the main IHT reliefs Agricultural Property Relief (APR) and Business Property Relief (BPR) are changing: 100% relief is limited to the first £1m of combined qualifying agricultural and business assets and the relief will be reduced to 50% (currently 100%) for any qualifying agricultural and business assets exceeding the combined £1m threshold.
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Nov 1, 2024 | 
taxjournal.com | Pete Miller |Elizabeth Bradley |Alan Macpherson |Rebecca Harris
Although not mentioned in the Budget speech the accompanying documents included a policy paper and draft legislation proposing changes to the EOTs regime. Most of these changes will have an effect for disposals to an employee ownership trust on or after 30 October 2024. The announcement was a bit of a surprise in the sense that there has been a deafening silence on the subject from HMRC since the consultation finished over a year ago.
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Sep 13, 2024 | 
riskandinsurance.com | Pete Miller
Topics: Future of Insurance | Predict & Prevent Column | Sept./Oct. 2024 Issue
Even the most promising new technology for loss mitigation or prevention still requires careful evaluation and a solid business case before it can be successfully applied. Making that effort helps ensure a potential technology or solution delivers a return on investment and achieves its desired result: preventing injuries and claims.
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Sep 4, 2024 | 
riskandinsurance.com | Paul Winston |Pete Miller |David Agnew |Jonathan Jackson
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Recently in Predict & Prevent HSB’s Riggs shares insights into the company’s approach to technology-enabled risk prevention and protection. Liberty Mutual’s Doyle shares how access to real-time data is helping to enhance and expand risk control, and how pilots of new tech can improve ROI.
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Sep 4, 2024 | 
riskandinsurance.com | Michelle Kerr |Roger Crombie |Pete Miller
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May/June 2024 Issue During the tough property markets of recent years, parametrics grew in popularity. Now, even as the market stabilizes, they’re proving their staying power. Skyrocketing cyber insurance rates have many wondering if a federal backstop is needed. Experts say we need to tackle cybersecurity controls first.
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Aug 30, 2024 | 
americanthinker.com | Pete Miller
Drones are annoying as hell.
Like Radar on M*A*S*H, you hear the flying machines before you see them. “Bzzzzzzzzzz!” You gaze upwards and see the whirlybird eye-in-the-sky hovering overhead and buzzing like a hornet’s nest. You feel you’re being watched because most likely you are.
Chances are it’s just some kid playing with a toy or a real estate agent taking pictures of a property.
But more and more across America that buzz is likely the fuzz.
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Aug 21, 2024 | 
americanthinker.com | Pete Miller
History is a nightmare from which Northern Ireland is trying to awake. The hundreds-of-years-old rift between nationalist Catholics -- who want a united Ireland -- and Protestant Unionists -- who wish to remain part of the United Kingdom -- has its origins in the Ulster Plantation when England divvied up land in the northeast of the island to loyal subjects from northern England and Scotland to help mollify the historically quarrelsome region.
