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1 week ago | 
good-with-money.com | Lori Campbell |Peter Michaelis
If you have some spare cash once essential outgoings are taken care of, it’s a very good idea to build up a cash savings pot. Although savings rates are better now on average than they have been in many years, unfortunately once inflation is taken into account, saving in cash almost always means losing money in real terms.
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1 week ago | 
good-with-money.com | Lisa Stanley |Peter Michaelis |Lori Campbell
Written by Lisa Stanley on 30th May 2025
Your 40s mark a pivotal financial decade. While many of us are reaching peak earning potential and recognising the need to focus on retirement and long-term finances, we’re often squeezed between multiple responsibilities – from supporting both parents and children to managing mortgages and home improvements.
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3 weeks ago | 
good-with-money.com | Lori Campbell |Peter Michaelis
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more. Thrive Renewables has launched a £5 million share offer to enable people to invest in new clean energy projects that tackle the climate crisis.
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1 month ago | 
good-with-money.com | Lori Campbell |Peter Michaelis
In the UK, the financial sector continues to fuel this destruction. Since the COP26 climate summit in 2021, UK banks have invested more than £1 billion in companies linked to deforestation, according to a report by Global Witness. HSBC was the worst offender, responsible for 62 per cent of all credit to businesses driving deforestation through activities like palm oil production, cattle farming, cocoa cultivation, and oil and gas exploration.
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1 month ago | 
good-with-money.com | Peter Michaelis |Lori Campbell |Alex Hollinshead |Lisa Stanley
This article is from the Good Guide to First-Time Investing 2025, available to download free here. When we invest, our money has an impact on the world around us – for good or for bad. If we invest in companies that pollute the planet or exploit workers, we’re making these problems worse. But if we invest in companies that are developing new technologies to combat climate change or creating jobs in the green economy, we’re helping to build a better future for everyone.
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2 months ago | 
good-with-money.com | Lori Campbell |Peter Michaelis |Zoe Brett
When you invest, it has an impact not just on your finances but on the wider world – for good or for bad. This is because your money gets put to work in the companies, countries and assets in which you’ve invested. If you aren’t paying attention, you could unwittingly be helping to finance industries that go against your ethical values and undermine your life choices.
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2 months ago | 
good-with-money.com | Lori Campbell |Peter Michaelis |Tertius Bonnin
Not all ethical insurance providers choose to offer car insurance, but those that do may offer extras such as charitable donations or the peace of mind that they aren’t investing your insurance premiums in industries that harm the planet. Here are some good choices:Evergreen Insurance ServicesIn the world of insurance, which is traditionally driven by profit, Evergreen Insurance is a broker with a difference.
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2 months ago | 
good-with-money.com | Lori Campbell |Peter Michaelis |Nduka Amadi
Having committed to holding only one major fiscal event per year, Chancellor Rachel Reeves was meant to deliver a low-key Spring Statement. But after the Office for Budget Responsibility (OBR) slashed its growth forecast just hours earlier, she was forced to go further than expected with spending cuts. Here, we look at what her announcements (and in some cases, lack of them) mean for your personal finances.
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Feb 7, 2025 | 
good-with-money.com | Lori Campbell |Peter Michaelis
Fossil fuels – coal, oil and gas – are by far the biggest contributor to climate change, accounting for more than 75 per cent of all global greenhouse gas emissions. If the world stands even a small chance of successfully turning the tide on climate change, it’s essential that we move to a net zero economy. One powerful way that you can help towards this goal is by moving your money to ‘fossil fuel-free’ investments.
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Feb 3, 2025 | 
good-with-money.com | Peter Michaelis |Lori Campbell
Peter Michaelis, Head of the Liontrust Sustainable Investment team, explains what Trump’s policy on energy is likely to mean for sustainable investors. The new US Energy Secretary will be Chris Wright, CEO of Liberty Energy, a US shale gas producer. The natural assumption is that he will do all in his power to encourage fossil fuel growth. The 30 per cent rise in Liberty’s share price since his appointment supports this idea.
