Peter Renton

Denver

News about the world of fintech. There is so much innovation happening today and I share it all here. Co-founder of @fintechnexus (formerly LendIt Fintech)

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Articles

Why Banks (and Fintechs) Need to Embrace Stablecoins Today

2 weeks ago | heyfuturenexus.com | Peter Renton

The stablecoin revolution isn’t coming, it’s already here. And if you’re in banking or fintech, you should be paying attention. Right now. Just last month, we witnessed what can only be described as a watershed moment for stablecoins. Stripe announced stablecoin financial accounts in 101 countries, Visa and Mastercard rolled out products allowing consumers to spend stablecoin balances via card swipes, and Circle just completed a blockbuster IPO.
Brandon Spear, CEO of TreviPay, on taking the complexity out of cross border B2B payments

1 month ago | fintechoneonone.com | Peter Renton

Enjoying the podcast? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, or your favorite podcast platform to stay updated with our latest content. Thank you for your support!Streamlining international B2B payments is a complex undertaking. TreviPay has been taking the complexity out of this process for several decades now.
The Unintended Consequences of the BaaS Crackdown

1 month ago | heyfuturenexus.com | Peter Renton

It is great to be back writing on Fintech Nexus again. As many of you know we closed down Fintech Nexus last year and then sold our assets to COMMAND. We worked together during the acquisition process, ensuring a smooth transition, and the team at COMMAND relaunched the website a few weeks ago. And they have invited me to write here once again. After penning more than 2,000 articles on this site over the past 15 years it is an honor to be back.
Reimagining Overdrafts in the Age of Intelligent Banking

1 month ago | heyfuturenexus.com | Peter Renton

One of the most maligned of all financial products is the overdraft. Some banks love this product and generate a large portion of their profits from it. Consumers, in general, hate it but some need it to survive. It is a classic win-lose product. The bank wins and the customer loses. In 2025, there should be a better way. Before we get to that, we should touch on how big this problem is.
Reimagining Overdrafts in the Age of Intelligent Banking

1 month ago | fintechnexus.com | Peter Renton

One of the most maligned of all financial products is the overdraft. Some banks love this product and generate a large portion of their profits from it. Consumers, in general, hate it but some need it to survive. It is a classic win-lose product. The bank wins and the customer loses. In 2025, there should be a better way. Before we get to that, we should touch on how big this problem is.
Simon Taylor, Head of Strategy and Content for Sardine, on a framework for AI Agents

2 months ago | fintechoneonone.com | Peter Renton

Enjoying the podcast? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, or your favorite podcast platform to stay updated with our latest content. Thank you for your support!Most of us have heard the term “AI agent” but it is only the minority of banks and fintechs that have done any kind of implementation. This is partly because it is not a trivial task and there are real risks to getting this wrong.
The Unintended Consequences of the BaaS Crackdown

2 months ago | fintechnexus.com | Peter Renton

It is great to be back writing on Fintech Nexus again. As many of you know we closed down Fintech Nexus last year and then sold our assets to COMMAND. We worked together during the acquisition process, ensuring a smooth transition, and the team at COMMAND relaunched the website a few weeks ago. And they have invited me to write here once again. After penning more than 2,000 articles on this site over the past 15 years it is an honor to be back.
Jason Mikula, Founder of Fintech Business Weekly, on the challenges of Banking-as-a-Service

Mar 6, 2025 | fintechoneonone.com | Peter Renton

Enjoying the podcast? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, or your favorite podcast platform to stay updated with our latest content. Thank you for your support!In the last year I don’t think there is any area of fintech that has received more attention than the Banking-as-a-Service (BaaS) space. And it is not just the Synapse debacle, it is all the consent orders that have come out of the bank regulators.
Fintech Revealed: Cash Flow Underwriting with Kevin Moss and Alex Johnson

Dec 2, 2024 | fintechoneonone.com | Peter Renton

Enjoying the podcast? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, or your favorite podcast platform to stay updated with our latest content. Thank you for your support!Welcome to a new occasional series we are doing on the podcast called Fintech Revealed. This is where we take a deep dive into one specific topic with a couple of industry experts. In our first episode we are focused on one of my favorite topics: cash flow underwriting.
Roberto Salcedo, CEO and Co-Founder of Baubap, on providing unsecured loans in Mexico profitably

Oct 24, 2024 | fintechoneonone.com | Peter Renton

Enjoying the podcast? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, or your favorite podcast platform to stay updated with our latest content. Thank you for your support!Imagine serving unsecured consumer loans to a population that has no credit file and no banking activity whatsoever. This population primarily uses cash and operates outside of the traditional financial system. Is it even possible to serve this population with short-term loans profitably?