
Peter Renton
Host at Fintech One•On•One
News about the world of fintech. There is so much innovation happening today and I share it all here. Co-founder of @fintechnexus (formerly LendIt Fintech)
Articles
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1 week ago |
fintechnexus.com | Peter Renton
One of the most maligned of all financial products is the overdraft. Some banks love this product and generate a large portion of their profits from it. Consumers, in general, hate it but some need it to survive. It is a classic win-lose product. The bank wins and the customer loses. In 2025, there should be a better way. Before we get to that, we should touch on how big this problem is.
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1 month ago |
fintechoneonone.com | Peter Renton
Enjoying the podcast? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, or your favorite podcast platform to stay updated with our latest content. Thank you for your support!Most of us have heard the term “AI agent” but it is only the minority of banks and fintechs that have done any kind of implementation. This is partly because it is not a trivial task and there are real risks to getting this wrong.
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1 month ago |
fintechnexus.com | Peter Renton
It is great to be back writing on Fintech Nexus again. As many of you know we closed down Fintech Nexus last year and then sold our assets to COMMAND. We worked together during the acquisition process, ensuring a smooth transition, and the team at COMMAND relaunched the website a few weeks ago. And they have invited me to write here once again. After penning more than 2,000 articles on this site over the past 15 years it is an honor to be back.
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2 months ago |
fintechoneonone.com | Peter Renton
Enjoying the podcast? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, or your favorite podcast platform to stay updated with our latest content. Thank you for your support!In the last year I don’t think there is any area of fintech that has received more attention than the Banking-as-a-Service (BaaS) space. And it is not just the Synapse debacle, it is all the consent orders that have come out of the bank regulators.
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Dec 2, 2024 |
fintechoneonone.com | Peter Renton
Enjoying the podcast? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, or your favorite podcast platform to stay updated with our latest content. Thank you for your support!Welcome to a new occasional series we are doing on the podcast called Fintech Revealed. This is where we take a deep dive into one specific topic with a couple of industry experts. In our first episode we are focused on one of my favorite topics: cash flow underwriting.
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I was delighted to interview the inimitable @sytaylor on the podcast last week to talk about the whitepaper released today from @sardine on a new framework for AI agents. Have a listen here: https://t.co/788huFnrMN https://t.co/CHn6qJK0GQ

I have been helping the @fintechassoc with their annual CEO summit and let me tell you, this is going to be a must-attend event. So block off your calendar now for June 25 in Washington DC.

🗓️ Save the Date for the FTA CEO Summit on June 25 in Washington, DC! 🚀This fast-paced, impactful live event will showcase the strength and innovation of the fintech industry and explore how policy and regulation should be modernized to meet today’s digital reality. Hear from https://t.co/WOtDHogacX

There is no one who has been following the Banking-as-a-Service space more closely than @mikulaja. He has literally written the book on the subject. So, I was delighted he agreed to come on the show for a BaaS deep dive: https://t.co/gmrHKGM7gg https://t.co/mVmrxvIsEN