Quiana Darden-King

2 months ago | usnews.com | Kayla Randolph |Quiana Darden-King

Nationwide offers a multi-pet discount for dogs, cats, and exotic pets. You’ll need separate policies for each pet, but you can manage all Nationwide policies through one account. You’ll save 5% for your second and third pet insurance policies. If your fur family is even larger, you’ll save 10% on every policy starting with your fourth pet. Note that if you add a new pet during the middle of an existing pet’s policy term, the discount won’t apply to the existing policy until the policy renews.

Oct 11, 2024 | usnews.com | Fiona Tapp |Quiana Darden-King

Anthony Verreos, licensed insurance agent, broker, and strategic insurance advisor at Real Estate Bees, says, “The first step to lower costs is having your property in top condition, with verifiable systems upgrades if it is older than 20-30 years.”Well-maintained properties are seen as less of a liability by insurers, who may offer discounts for certain improvements like updated roofs, plumbing, and electrical systems. Raising your deductible can significantly lower your premium.

Sep 18, 2024 | usnews.com | Elizabeth Rivelli |Quiana Darden-King

Key Takeaways Commercial umbrella insurance extends the coverage limits of your existing liability insurance policies, like general liability insurance. Commercial umbrella insurance provides more financial protection in the event of a lawsuit that exceeds your underlying policy limits. The cost of commercial umbrella insurance depends on factors like your location, number of employees, industry, and coverage limits.

Sep 18, 2024 | usnews.com | Elizabeth Rivelli |Quiana Darden-King

Key Takeaways Hazard insurance is required for all SBA EIDL loans, as well as 7(a) loans and 504 loans over $500,000. Hazard insurance covers rented and owned commercial property, including office spaces, equipment, inventory, and computers. The cost of SBA hazard insurance depends on factors like your location, industry, and coverage limits.

Sep 18, 2024 | usnews.com | Sara Coleman |Quiana Darden-King

Key Takeaways Workers’ compensation covers expenses if an employee suffers a job-related illness, injury, or even death. It provides coverage for expenses related to medical care, lost wages, disability wages, and survivor benefits. New York offers several options for purchasing workers’ compensation insurance and a business should shop around to find the ideal coverage.