Rachael Griffin

Nov 14, 2024 | moneymarketing.co.uk | Rachael Griffin |Adrian Boulding

The term ‘disabled persons trust’ is frequently used to describe any trust where a beneficiary is deemed vulnerable or disabled. It is not a specific type of trust. A disabled persons trust can be any discretionary, interest-in-possession or absolute trust. The key is whether the beneficiary’s vulnerability qualifies the trust for income and capital gains tax (CGT) relief or if their disability qualifies the trust for special inheritance tax (IHT) treatment.

Oct 4, 2024 | moneymarketing.co.uk | Dan Cooper |Mel Kenny |Rachael Griffin

Investment and wealth management firm IPS Capital has moved closer to £1bn of assets under management with the acquisition of Greenwood Financial Planning. The acquisition of Saffron Walden-based Greenwood bolsters IPS’s financial planning services and enhances Greenwood’s investment management offering. It also boosts IPS’s AUM to £950m. Mike Passfield and Richard Mumford will remain partners of Greenwood, with Passfield becoming a partner of IPS.

Oct 1, 2024 | moneymarketing.co.uk | Daniel Pereira |Rachael Griffin |Emma Thomson

For income investors, there are typically three legs to the stool – the yield, total return and a stable, or growing, dividend stream. Key to a successful strategy above all else is generating a real yield, ensuring income is not eroded by inflation over time. Prior to the global financial crisis of 2008, when interest rates sat comfortably higher than inflation, this real yield was relatively easy to achieve.

Sep 30, 2024 | moneymarketing.co.uk | Vicky Pearce |Trevor Greetham |Rachael Griffin

Picture the scene. Mrs Smith, a longstanding client, has just announced she’s moving to Japan. What do you do? Wish her well and wave sayonara, or continue to manage her investments? I’m sure most of you will be wondering why on earth you would give up a successful relationship – but have you considered the implications of acting for someone residing outside the UK?

Sep 26, 2024 | moneymarketing.co.uk | Tony Wickenden |Rachael Griffin

The Financial Conduct Authority has confirmed it is still looking into the issue of ongoing advice services. In February, the regulator wrote to 20 of the largest financial advice firms requesting information about their delivery of ongoing services to clients. In the letter, it laid out its concerns that clients continue to be charged after advice has been given.