Rachel Christian

2 weeks ago | katu.com | Rachel Christian

Does it make sense to delay annuity payouts until your 80s? by Rachel ChristianThu, May 22nd 2025 at 7:28 AMGiselleflissak/Getty Images

2 weeks ago | komonews.com | Rachel Christian

Outliving your money is one of the biggest financial fears people have going into retirement — and with good reason. From 2010 to 2020, the number of Americans age 85 to 94 grew 12.6 percent and the number of Americans age 95 or older jumped by over 48 percent, according to data from the U.S. Census Bureau. And those numbers are only expected to rise over the next decade as baby boomers age.

2 weeks ago | wfsb.com | Rachel Christian

Social Security benefits have always been a crucial part of retirement planning, and Americans rely on their monthly benefit check as a key source of income during their retirement years. According to the National Academy of Social Insurance, Social Security is the sole source of income for roughly 20 percent of Americans aged 65 and older, while more than 80 percent of people in this age group receive Social Security benefit checks each month.

2 weeks ago | kktv.com | Rachel Christian

When you’re planning for retirement as a couple, figuring out how to make your money last through both of your lifetimes is a top priority — but it isn’t always easy.  Joint and survivor annuities are sometimes floated as a potential solution to that piece of the retirement puzzle. On paper, it sounds like a no-brainer: Guaranteed income that continues for both your life and your spouse’s life. But like most things involving annuities, the devil is in the details.

2 weeks ago | firstalert7.com | Rachel Christian

When you’re planning for retirement as a couple, figuring out how to make your money last through both of your lifetimes is a top priority — but it isn’t always easy.  Joint and survivor annuities are sometimes floated as a potential solution to that piece of the retirement puzzle. On paper, it sounds like a no-brainer: Guaranteed income that continues for both your life and your spouse’s life. But like most things involving annuities, the devil is in the details.