Rachel Cruze

1 month ago | thousandaire.com | Rachel Cruze

Father’s Day is almost here! I look forward to this time because it often means getting together with family (usually outdoors on a gorgeous day) to celebrate a very special guy — Dad! The not-so-awesome part is that a lot of people out there feel pressured to spend big (thanks, social media). In fact, in 2024 alone, it’s estimated that people spent over $22.4 billion nationwide for Father’s Day!1But here’s the truth: Most dads aren’t looking for fancy gifts.

2 months ago | thousandaire.com | Rachel Cruze

Want to save more, pay off debt, and finally stop stressing about money? Budgeting is how you make it happen! Because when you tell your money where to go—instead of wondering where it went—you’re the one in control. And guess what? Budgeting doesn’t have to be overwhelming. I’ll walk you through how to make a budget step by step. Trust me, once you start, you’ll wonder why you didn’t do it sooner!Here’s how to make a budget in five steps:1. List your income. 2. List your expenses. 3.

2 months ago | thousandaire.com | Rachel Cruze

Before heading to the grocery store, plan ahead by creating a meal plan, making a shopping list, and setting a grocery budget to avoid overspending and food waste. Shop strategically by using coupons, cash-back apps and loyalty programs to maximize savings on everyday grocery items. Cut costs by buying in bulk, choosing generic brands, and stocking up on sale items, especially nonperishable goods and meats that can be frozen for later use.

Mar 26, 2025 | thousandaire.com | Rachel Cruze

If you regularly make a monthly budget (or you’re ready to start), that’s awesome. I mean it! Budgeting is the first step to taking control of your money, and you’re taking that step. But maybe you’re wondering if you’ve got everything you need in your budget. Here’s something that will help: a list of budget categories and monthly expenses to include every month. Plus, I’ll show you how to budget for your monthly expenses, step by step.

Mar 20, 2025 | thousandaire.com | Rachel Cruze

Okay, so you probably don’t need me to tell you how expensive the real estate market has gotten. After all, the median home listing price in the U.S. has jumped to $424,900—an increase of over $100,000 from just four years ago.1 That’s crazy!If you’re thinking about buying a home but you’re frustrated by prices and interest rates and wondering, How are people affording houses? you’re not alone.