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Rachel Cruze

Nashville

Helping you get out of debt, win with money, and have fun in the process. Let’s create a life you love. ❤️💰

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Articles

  • 2 weeks ago | thousandaire.com | Rachel Cruze

    Before heading to the grocery store, plan ahead by creating a meal plan, making a shopping list, and setting a grocery budget to avoid overspending and food waste. Shop strategically by using coupons, cash-back apps and loyalty programs to maximize savings on everyday grocery items. Cut costs by buying in bulk, choosing generic brands, and stocking up on sale items, especially nonperishable goods and meats that can be frozen for later use.

  • 1 month ago | thousandaire.com | Rachel Cruze

    If you regularly make a monthly budget (or you’re ready to start), that’s awesome. I mean it! Budgeting is the first step to taking control of your money, and you’re taking that step. But maybe you’re wondering if you’ve got everything you need in your budget. Here’s something that will help: a list of budget categories and monthly expenses to include every month. Plus, I’ll show you how to budget for your monthly expenses, step by step.

  • 1 month ago | thousandaire.com | Rachel Cruze

    Okay, so you probably don’t need me to tell you how expensive the real estate market has gotten. After all, the median home listing price in the U.S. has jumped to $424,900—an increase of over $100,000 from just four years ago.1 That’s crazy!If you’re thinking about buying a home but you’re frustrated by prices and interest rates and wondering, How are people affording houses? you’re not alone.

  • 2 months ago | thousandaire.com | Rachel Cruze

    The average cost to build a new home is $665,298.1The average cost to buy an existing home is $510,300.2First-time home buyers should focus on looking for an existing home. Getting brand-new things is super fun, right? Well, it can get even better when you buy something custom-made. You can tell a designer or builder exactly what you want, and voila! They’ll make it just for you.

  • 2 months ago | mountaineagle.com | Rachel Cruze

    Are you one of the many Americans who made a New Year’s resolution? We’re now well into 2025, so how’s that resolution coming along? If the answer is “not great,” that’s okay. February is about the time when people run out of steam. And if your resolution was to finally pay off your credit card debt this year, you’re going to need more than the excitement of a brand-new year to accomplish your goal. So, stick around! I’ve got a plan to help you pay off your credit cards once and for all.

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Rachel Cruze
Rachel Cruze @RachelCruze
28 Oct 24

Culture feeds us a steady diet of what it believes is important. If we're not careful, we can spend years working toward something that ends up meaning nothing to us.

Rachel Cruze
Rachel Cruze @RachelCruze
24 Oct 24

It’s okay to have nice stuff - just don’t let your nice stuff have you.

Rachel Cruze
Rachel Cruze @RachelCruze
18 Oct 24

Never put your identity in something that can be taken away.