Rachel Lacey

London

Freelance Personal Finance Journalist and Editor at Goodtoknow

Freelance personal finance journalist and editor

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Articles

what it is and the tax benefits

1 week ago | telegraph.co.uk | Rachel Lacey

The following steps show how you can get a bike through the cycle to work scheme:1. Talk to your employer: Find out whether your employer offers a cycle to work scheme and is registered with a provider. Major providers include Cyclescheme, Ride to Work (run by Evans Cycles), Cycle2Work (run by Halfords), Cycle Saver and Cycle Solutions. 2. Choose your bike: Next you will need to choose your bike (and any other accessories you need, such as a helmet or lock) from one of over 2,000 bike retailers. 3.
11 easy ways to make money from home

2 weeks ago | telegraph.co.uk | Rachel Lacey

Telegraph Money reveals how to earn some extra cash from the comfort of your sofaHave you found a good way to make money from home? We'd like to hear from you - email [email protected]. If you're looking for ways to top up your income, there are lots of options to earn money from home - some of which don't even require you to get off the sofa.
How to change careers at 40

3 weeks ago | yahoo.com | Rachel Lacey

Did you change career in your 40s, or later? We’d like to hear from you – email: [email protected]. Once you’ve got a couple of decades of working life under your belt, it’s not unusual to crave a mid-life change of career. You might be regretting work decisions you made in your late teens or early 20s, want a better work-life balance or simply do something you’ll enjoy. If you’re feeling financial pressure, you might also want a better paid job.
How to change careers at 40

3 weeks ago | telegraph.co.uk | Rachel Lacey |Victoria Lambert

Think about your financesWhether you'll be needing to pay for training, or expect a pay cut, it's important to consider the financial ramifications of any career change. Ensuring you have a healthy savings buffer can help.
How to save money as a student

3 weeks ago | telegraph.co.uk | Rachel Lacey

Many supermarkets will bring out the yellow-sticker gun in the early evening, heavily discounting the food that they won't be able to sell the next day - just be sure to eat it quickly or put it in the freezer until you can. It's also worth noting that the most expensive foods will be at eye-level - get down on your knees for the cheaper versions on the lowest shelves. You should also write a list and stick to it. Importantly, never shop when you're hungry. 8.
The highest paying jobs in the UK (and how to get one)

1 month ago | msn.com | Rachel Lacey

Microsoft Cares About Your PrivacyMicrosoft and our third-party vendors use cookies to store and access information such as unique IDs to deliver, maintain and improve our services and ads. If you agree, MSN and Microsoft Bing will personalise the content and ads that you see. You can select ‘I Accept’ to consent to these uses or click on ‘Manage preferences’ to review your options and exercise your right to object to Legitimate Interest where used.
The highest paying jobs in the UK (and how to get one)

1 month ago | telegraph.co.uk | Rachel Lacey

Who earns more - surgeons, chief executives, IT directors or PR aficionados? Telegraph Money has analysed provisional data from the ONS Annual Survey of Hours and Earnings, to create a list of highest paying jobs in the UK - ranking occupations based on their median annual gross pay for all full-time employees. Note that because we've used median earnings, many people in these roles will earn significantly more than the figures we've quoted, and others will earn less.
How to get an EHCP for your child

1 month ago | telegraph.co.uk | Rachel Lacey

The key thing to remember is that you don't apply for an EHCP as such, but rather you may be granted one after getting an EHC needs assessment, which is something you must request from your local authority. Emma Pinnock is a former teacher and SEND (special educational needs and disabilities) specialist that founded her own business, The Essential Education Group. She stresses that eligibility for an EHCP is based purely on need - your child doesn't need to have a formal diagnosis.
How to invest in the S&P 500 and why you should consider it

1 month ago | aol.co.uk | Rachel Lacey

You don’t need to live on the other side of the Atlantic to feel the gravity of the S&P 500. Before Trump’s tariffs sent stock markets spiralling it had enjoyed two years of an impressive bull run, powered by the advances of the so-called “Magnificent Seven” tech stocks (Apple, Microsoft, Amazon, Alphabet, Tesla, Meta and Nvidia). Even in the current climate, access to the index could provide an opportunity to buy oversold shares while prices are down.
How to ask for a pay rise

1 month ago | telegraph.co.uk | Rachel Lacey

Think about what you wantMs Blackmore said it's a good idea to have a number in mind when you're asking for a pay rise. "Be clear about what you ideally want. Having a tiered range - the 'ideal', 'good', or 'OK' - gives you more flexibility in the room if your initial ask is a flat out no, or not now."Come armedDon't be afraid to bring notes into the meeting with you, suggested Ms Grishin.