Rachel Wait
Personal Finance Journalist at Freelance
Freelance personal finance journalist. Contact me at [email protected]
Articles
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2 weeks ago |
telegraph.co.uk | Rachel Wait
Miles Dean, partner and head of international tax at Andersen LLP, said: "The RNRB can reduce the tax payable on your estate if you leave a qualifying residence to a direct descendant. "Combined with the standard nil-rate band, a married couple or civil partners can potentially pass on up to £1m tax-free (2 x £325,000 + 2 x £175,000)."To qualify for the residence nil-rate band, several conditions must be met.
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2 weeks ago |
money.co.uk | Rachel Wait
Strong financial management is key to business success. Whether you’re just starting out or scaling up, following a few golden rules can help you maintain stability, make smart decisions and grow with confidence. This guide outlines 13 top tips to help you manage your business finances successfully. These unsecured and secured loans could help you grow your business, cover running costs or even fund a new company. 1. Write a business planFirst, make sure you have a solid business plan in place.
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2 weeks ago |
tomsguide.com | Rachel Wait
If you’re in the market for a new mattress, you might want to keep an eye on more than just firmness and comfort. Rising trade tensions around the globe and President Trump’s new trade tariffs could soon impact the price tag of your next bed.
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2 weeks ago |
money.co.uk | Rachel Wait
Making Tax Digital (MTD) is a government initiative that’s set to transform the way sole traders and landlords manage and report their taxes. From 6 April 2026, MTD for Income Tax will become mandatory for individuals with a business or property income over £50,000. Under the new rules, you’ll need to keep digital records, use compatible software, and submit quarterly updates to HMRC, replacing the traditional once-a-year tax return with a more streamlined, real-time approach.
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3 weeks ago |
telegraph.co.uk | Rachel Wait
Mr Hamilton said: "Providers typically will allow the annuity to increase at set rates, for example 2pc per annum, 3pc per annum or another amount (typically capped at a maximum of 8pc per annum), or else link the increase to inflation (RPI)."Some plans also offer a deferred period, where the income is paid out after a set time - usually between one and five years. These plans can be cheaper, but you'll need to find other funds to pay for care fees during the deferred period.
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Looking for quick expert comments on immediate needs annuities - please email at [email protected] #journorequest
Calling all travel experts… hit me with your top ways to save money on holidays (with over 50s focus). Quirky tips welcome! Email [email protected] #journorequest
Looking for money coaches and psychologists to comment on a piece about how your money mindset affects your spending/saving habits. Please email [email protected] #journorequest