Ramon Berenguer

1 week ago | insurancebusinessmag.com | Ramon Berenguer

Guides By Jun 19, 2025 Share If you are a policyholder, you may have noticed ratings for your insurance provider, and these vary from three letters like “AAA” or “CCC”, or even a single letter like “A” or “C”. These ratings are critical, as these signify an insurance company’s financial strength and its ability to make good on its policies and contracts.   That’s why it’s crucial that you are familiar with the top insurance rating companies in the USA.

1 week ago | insurancebusinessmag.com | Ramon Berenguer

Guides By Jun 19, 2025 Share Updated: June 19, 2025  Car insurance companies follow one simple rule when calculating premiums – the higher the risk, the higher the prices. And because of the perceived risks, the lower the driver’s age, the more expensive the premiums.    Unfortunately, there is no way around it. If you’re aged under 25, you will have to pay more for motor insurance compared to the average driver.

3 weeks ago | insurancebusinessmag.com | Ramon Berenguer

Guides By Jun 05, 2025 Share Updated: June 5, 2025  Tenant insurance is not legally required, but it is a type of coverage that insurance professionals would strongly recommend to renters. Not only does this type of policy offer financial protection for renters’ personal belongings, it also covers financial liability. Landlords’ insurance, meanwhile, does not extend to tenants’ personal possessions, further enhancing the need for this form of coverage.

3 weeks ago | insurancebusinessmag.com | Ramon Berenguer

Guides By Jun 02, 2025 Share It’s common knowledge in the UK that car insurance is mandatory. At the very least, a driver must have third-party insurance for their motor to cover any accidental damage or injury to others. Car insurance is not a one-plan-fits-all type of affair, as this is a product customised to fit the policyholder’s needs and financial circumstances.   That’s why it’s important for drivers to find cheap car insurance in the UK.

3 weeks ago | insurancebusinessmag.com | Ramon Berenguer

Guides By Jun 02, 2025 Share It's common knowledge that the National Health Service (NHS) provides dental care for all, covering clinically necessary treatments for oral health. NHS coverage includes checkups, emergency care, and treatments for dental problems and injuries.    But for some, relying solely on the NHS for their dental or oral care is not viable as coverage has limitations. One way to mitigate this coverage gap is to obtain private dental insurance.