
Rebecca Betterton
Auto Loans Reporter at Bankrate
Auto loans reporter @Bankrate . 📧: [email protected]
Articles
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3 weeks ago |
bankrate.com | Rebecca Betterton
Christian Alvarez made what he believes to be his 120th and final qualifying payment toward Public Service Loan Forgiveness (PSLF) on March 5. Then Alvarez, already worried about President Trump’s executive order targeting PSLF, read a news article online about the Department of Education halving its staff. Now he’s on the edge of his seat, hoping his remaining federal student loan balance — over $143,000 — is still eligible to be wiped away.
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3 weeks ago |
yahoo.com | Rebecca Betterton
Key takeawaysRegistering a new vehicle and getting insurance are essential steps after buying a car. When buying from a private seller, you must handle the title transfer yourself. Keep your registration and insurance in your glove box — but store copies at home for safekeeping. The work isn’t quite over once you have successfully negotiated and purchased your new vehicle.
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3 weeks ago |
yahoo.com | Rebecca Betterton
Key takeawaysBuying a car online offers easy access to valuable information that can help ensure you get the best deal. After you set a car budget, it’s smart to secure auto loan preapproval before you start your search. Online resources can help you determine what car you want to purchase. However, be sure to test drive your potential car before purchasing it. Buying a car online offers convenience and accessibility that buying at a dealership does not.
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1 month ago |
bankrate.com | Rebecca Betterton |Pippin Wilbers
A lien is a lender’s legal right to a vehicle and it remains in place until a car loan is fully repaid. It’s best to get a lien removed before finalizing a purchase when buying a used car. When purchasing from a private seller, get a letter from the lender stating that the lien has been released Dealers selling used vehicles should handle clearing up any liens on a car. A lien allows a lender to protect itself if a borrower defaults on a financed vehicle.
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1 month ago |
bankrate.com | Rebecca Betterton |Kellye Guinan
Vehicle inventory has increased, making it much easier for shoppers to find the car they want this year. One way to spend less time at the dealership is to research prices and negotiation tactics beforehand. Comparing different loan options will help you to secure the best deal when purchasing a vehicle this year. A car can be the second most expensive purchase many consumers make in their lifetime.
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Check out my recent coverage of The Inflation Reduction Act.

The Inflation Reduction Act allows drivers to use a tax credit to help finance a vehicle charger. Its official name is the Alternative Fuel Vehicle Refueling Property Credit. To claim the credit, EV drivers must file Form 8911 with the IRS. https://t.co/E2zwhZsyr9 https://t.co/GkK96OQXq3

No better time to reassess your finances than in the New Year. Check out our 2023 winners!

The 2023 Bankrate Awards are here! 🎉 🏦 Hoping to find the best bank? We’ve found it! 🤖Need a robo-advisor? Yep, we’ve got that too! 💳 Looking for a new credit card? We’ve found the best! See our best in personal finance winners here: https://t.co/vnzpkQAt8e https://t.co/gHpe8uASgl