Rob Berger

1 month ago | robberger.com | Rob Berger

ProjectionLab just released several updates to its financial planning software. Its new partner life expectancy milestone makes it easy to model one partner outliving the other. While not something one likes to dwell on, the death of a spouse has significant implications for the surviving spouse and their retirement plan. The new feature makes it easy to set the life expectancy of each spouse and to change it to model different scenarios.

1 month ago | robberger.com | Rob Berger

I started doughroller.net in May 2007. For 11 years I grew and nurtured the site into a vibrant destination that helped millions of visitors improve their finances. It was a blast writing about personal finance and investing, as well as learning to build and run a website. I loved it!In 2018 I sold the site. A company in Israel was buying personal finance sites. That was a great experience as well. The buyer worked hard to continue what I had started, and for a time it worked.

Jan 13, 2025 | forbes.com | Aashika Jain |Rob Berger |Nikita Tambe

According to , there are  326,000 millionaires in India as of December 2023. Because many of them capture the attention of the press or become pop-culture sensations, it might seem like becoming a millionaire is impossible for everyday people. You don’t need to develop the next tech unicorn or be a celebrity to become a millionaire. In reality, most millionaires are regular people, not all of whom bring home six- and seven-figure salaries.

Dec 29, 2024 | robberger.com | Rob Berger

Morningstar recently released its annual report on the state of retirement income. It's the fourth such annual report. In each, Morningstar uses assumptions about future market returns and inflation to estimate the safe withdrawal rate (SWR). In this year's report, Morningstar estimates that the SWR is 3.7%. This means that one could spend 3.7% of their savings in the first year of retirement. Thereafter, they could increase their spending annually by the rate of inflation.

Dec 5, 2024 | doughroller.net | Rob Berger

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