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Robert Farrington

San Diego

Financial news, insights, and commentary to help you make better financial decisions as you navigate money and education.

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Articles

  • How To Legally Reduce Your IDR Payment (And Avoid Fraud)

    4 days ago | thecollegeinvestor.com | Colin Graves |Robert Farrington

    Income-Driven Repayment (IDR) plans provide affordable monthly student loan payments by basing the payments on a portion of the borrower’s discretionary income, as opposed to the amount they owe. Generally, IDR plans will yield lower student loan payments when the borrower’s total student loan debt exceeds their annual income. However, there are ways to decrease the student loan payments even further. Monthly student loan payments under IDR plans are based on a percentage of discretionary income.

  • Rho Business Banking Review: Pros And Cons

    1 week ago | thecollegeinvestor.com | Robert Farrington

    Rho is a finance platform that enables businesses to manage all of their spending and cashflow in one place. This includes managing checking, savings, and expenses, credit card accounts, vendor payments, accounting, and more. In this Rho Business Banking review, we'll let you know exactly who the platform is for, key features, pricing, and pros and cons, to help you decide it Rho is worth considering for your business.

  • 90% of College Grads Had a Good Experience, But Just 70% Say It Was Worth It

    1 week ago | thecollegeinvestor.com | Robert Farrington |Colin Graves

    90% of recent college graduates report a positive college experience, but only 70% say it was worth the cost. Graduates who made academic and financial plans in advance are more likely to feel successful. Access to internships and campus career services is strongly linked to job placement and higher self-reported success.

  • 195,000 Borrowers Notified Of Collections With More To Come

    1 week ago | thecollegeinvestor.com | Robert Farrington |Colin Graves

    The Department of Education has resumed involuntary collections on defaulted federal student loans after a five-year pause. Approximately 195,000 borrowers will receive 30-day notices about potential seizure of federal benefits starting in early June. Colleges are urged to contact former students to encourage repayment and avoid high cohort default rates.

  • Can You Still Ask for More Financial Aid After Committing To A College

    1 week ago | thecollegeinvestor.com | Robert Farrington |Colin Graves

    Appeals for more aid after accepting admission are possible but rare. Students are more likely to receive additional need-based aid if their financial situation changes. Merit-based aid is typically fixed, though spots may open if other students decline their offers. Many families assume that once a student accepts admission to a college, the financial aid offer is final. In most cases, that’s true.

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The College Investor
The College Investor @CollegeInvestin
13 May 25

ICYMI: How To Legally Reduce Your Student Loan Payment Without Committing Fraud https://t.co/UkG8oPLG4m

The College Investor
The College Investor @CollegeInvestin
12 May 25

No-penalty CDs are offering savings-account flexibility with CD-level returns. May 2025 rates climb to 4.15%. Here’s what to know. https://t.co/rtO2QOU44m

The College Investor
The College Investor @CollegeInvestin
12 May 25

End of an era: $SPRXX dropped below 4% for the trailing 7-day yield for the first time in 3-4 years. https://t.co/eaqRIr5vaP