Robin Saks Frankel

1 month ago | forbes.com | Robin Saks Frankel |Jerod Morales

The Discover it® Student Cash Back card gets an A+ for its generous roster of attributes for students just starting to build their credit. The no annual fee card is specifically designed to help those with little to no credit history build a stronger profile and earn some cash back, too. That makes this card aces in our book. Our ratings take into account the card’s rewards, fees, rates along with the card’s category. All ratings are determined solely by our editorial team.

2 months ago | forbes.com | Robin Saks Frankel |Jerod Morales

Americans are holding a big, fat I.O.U. to credit card companies and a new card from U.S. Bank might help ease the financial strain. The no annual fee U.S. Bank Shield™ Visa® Card*, which launched March 17, 2025, could be a life preserver for the debt-addled with its unmatched 0% intro APR on purchases and balance transfers for 24 billing cycles, then a standard 17.74% to 28.74% variable APR applies.

Feb 7, 2025 | forbes.com | Robin Saks Frankel |Taylor Tepper

A political odd couple is joining forces to lower credit card interest rates. Sen. Bernie Sanders (I-Vt.) and Sen. Josh Hawley (R-Mo.) unveiled a bill that would cap credit card interest rates at 10%. “Working Americans are drowning in record credit card debt while the biggest credit card issuers get richer and richer by hiking their interest rates to the moon,” said Hawley in a statement announcing the proposed bill.

Jan 9, 2025 | forbes.com | Robin Saks Frankel |Kelly Anne Smith

Americans will no longer have to decide what’s more important: Their health or their credit score. Finalized on January 7, a new rule from the Consumer Financial Protection Bureau (CFPB) prohibits credit reporting agencies from including medical debt information in the credit reports and scores they provide to lenders. It’s expected to impact nearly 15 million Americans who have previously been haunted by an estimated $49 billion in medical bills on their credit reports.

Nov 21, 2024 | forbes.com | Caroline Lupini |Kimberly Shearer |Robin Saks Frankel |Jenn Underwood

Capital One credit cards are popular for good reason: Its offerings run the gamut from cash back to travel rewards to cards aimed at small businesses. A common thread among all Capital One cards is that there are no foreign transaction fees, making a Capital One card a welcome traveling companion abroad. With so many Capital One credit card options, knowing which one is best for your needs can be challenging. We can help. Our editors are committed to bringing you unbiased ratings and information.