
Romana King
Contributor at Freelance
Senior Editor at Money Canada
Making sense of cents | ๐ฏ is financial literacy for all | #personalfinance #realestate expert | Author of Amazon #bestseller | ๐ Winner EFJ 2022 Book Award
Articles
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1 week ago |
money.ca | Romana King
Why increasing RRSP transfer-out fees makes no sense Service fees and financial advice costs will increase over time โ to reflect the higher cost of goods and service; however, transfer-out fees are not service fees. These are exit fees; charges triggered solely when someone decides to leave a financial institution. In a world where most financial transactions are now automated, secure and nearly instantaneous, the hike in fees appears out of step.
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3 weeks ago |
money.ca | Romana King
What Canadian Tire actually bought of the Hudson Bay Company While buying a storeโs inventory in liquidation is fairly common, this is not the purchase executives at Canadian Tire made with Hudson Bay Company creditors. Instead, Canadian Tire purchased the Hudsonโs Bay coat of arms and several other intellectual properties, including the HBC stripes adorned on logos, blankets and jackets, among other goods produced for HBC.
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1 month ago |
money.ca | Romana King
A real return for everyday banking Most people use their bank accounts for regular transactions โ paying bills, buying groceries, managing subscriptions. But traditional banks donโt reward this behaviour. You get the convenience of daily banking, but your money earns virtually zero interest. EQ Bank disrupts this old business model.
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1 month ago |
money.ca | Romana King
How it works A balance transfer moves debt from one or more credit cards onto a new card with a low or zero interest promotional period. The keyword here is promotional. Once that period ends, your interest rate jumps โ often higher than your old card. So the goal is simple: pay off as much (ideally all) of the debt before that period ends. Finding the right transfer balance credit card is important.
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1 month ago |
money.ca | Romana King
Why this matters for first-time homebuyers What happened to these buyers is more than a sad story โ itโs a warning. Canadaโs housing market has pushed many first-time buyers to the brink. With soaring prices and interest rates, even entry-level homes are increasingly out of reach. According to the Canadian Real Estate Association, the average home price in Canada in early 2025 hovers near $700,000. In cities like Toronto and Vancouver, itโs closer to $1 million.
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RT @APTNtv: Today is National Day for Truth and Reconciliation. Today โ and each day, we honour and remember residential school Survivors aโฆ

Agreed. But you don't publicly convict or embellish the charges, either.

@MichelleLA1981 You donโt charge 90 year old men on supposition and rumour.

I'm bad at social media. NOT a daily (or weekly) user and try to prioritize IRL and #mentalhealth. The downside is being late at showing gratitude ๐ for the unexpected ๐ซถ from Canadian #personalfinance icon @hardbaconca! Thank you ๐๐๐

@RKHomeowner Cheers to your achievement of being recognized as one of Canada's top 65 money influencers! https://t.co/nUt1eAZqor