Ryan Fowler

London, Maidstone

Publishing Editor at The Intermediary

Freelance Journalist at Freelance

Publisher @IntermediaryUK

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Articles

Hope Capital cuts resi fast-track rate to 0.85% and expands dual representation limit

1 day ago | theintermediary.co.uk | Ryan Fowler

Hope Capital has announced a rate reduction on its residential fast-track bridging product, now offering loans at 0.85% up to 75% LTV. The update applies to residential transactions including purchases, auction deals and light refurbishments involving non-structural works. The lender has also increased the upper limit for dual legal representation to £750,000, up from £500,000. The change is intended to allow more borrowers to benefit from reduced legal costs and quicker completions.
FCA proposes insurance rulebook shake-up to cut costs and boost access

1 day ago | theintermediary.co.uk | Ryan Fowler

The Financial Conduct Authority (FCA) has published a consultation outlining plans to simplify its insurance rulebook, removing what it described as “ineffective, outdated or duplicated regulation” in a bid to reduce costs and improve access for consumers and businesses. The changes are intended to preserve protections for smaller commercial customers while easing regulatory burdens on insurers serving larger firms.
Morpheus Lending completes first bridging loan using new digital platform

1 day ago | theintermediary.co.uk | Ryan Fowler

Morpheus Lending has completed its first bridging loan, marking a key milestone for the digital-first lender following its launch last year. The unregulated transaction supported a refinance and refurbishment prior to sale and was finalised within eight working days from initial enquiry to completion.
Welsh Government rejects rent waiver proposal for no-fault evictions

2 days ago | theintermediary.co.uk | Ryan Fowler

The Welsh Government has formally rejected a proposal that would have allowed tenants to retain the final two months’ rent of their tenancy if served with a Section 173 notice, following a review of evidence gathered from stakeholders including Propertymark, Generation Rent, Shelter Cymru and others.
Vida Homeloans cuts rates across residential and buy-to-let ranges

2 days ago | theintermediary.co.uk | Ryan Fowler

Vida Homeloans has announced rate reductions of up to 0.45% on its residential mortgage range and up to 0.50% on its buy-to-let products, citing recent market movements and the Bank of England’s latest base rate cut. As part of the update, the specialist lender has also launched a set of limited edition buy-to-let mortgages available at 65% loan-to-value. The new products include 2-year and 5-year fixed rates, both with a 4% fee and pricing starting from 3.52%.
L&G highlights customer care in new Leading the Way lifetime mortgage campaign

2 days ago | theintermediary.co.uk | Ryan Fowler

L&G’s Home Finance business has launched its Leading the Way campaign, a video-led initiative that highlights the real-life connections between customers taking out lifetime mortgages and the teams who support them behind the scenes. These include customer service, underwriting and the Care Service teams, all of whom play a role in helping customers access equity from their homes. The campaign marks ten years since L&G entered the lifetime mortgage sector.
Perenna renews £200m ABN AMRO warehouse to fund mortgage growth

2 days ago | theintermediary.co.uk | Ryan Fowler

Perenna Bank has renewed and expanded its £200m warehouse funding facility with ABN AMRO Bank, extending the agreement until July 2026 to support its expanding mortgage pipeline and wider growth plans. The facility, first announced in April 2024, underpins Perenna’s ability to fund its current product suite and deliver new propositions to market. It will also help support third-party lending innovations, including its recently announced partnership with Gen H.
Lendlord launches AI assistant for property investors and landlords

3 days ago | theintermediary.co.uk | Ryan Fowler

Lendlord has unveiled LendlordAI, a new suite of artificial intelligence tools aimed at helping landlords and property investors streamline their decision-making and portfolio management. The tools are available immediately to all users of the Lendlord platform. Designed to improve efficiency and reduce manual analysis, LendlordAI supports deal sourcing, performance tracking, and long-term planning.
StreamBank adds title insurance to all bridging deals up to £2m to cut delays

3 days ago | theintermediary.co.uk | Ryan Fowler

StreamBank has introduced title insurance across all new bridging loans up to £2m, with the change taking immediate effect. Unless requested otherwise, all cases within scope will now be quoted with title insurance provided by Westcor. The policy is designed to reduce the number of solicitor checks needed during the legal process, supporting faster completions. It covers key risks including title defects, and confirms the lender holds a valid and enforceable first charge on the property.
Avamore Capital appoints Jacob Bouet Andersen as managing director - lending operations

1 week ago | theintermediary.co.uk | Ryan Fowler

Avamore Capital has confirmed the appointment of Jacob Bouet Andersen as managing director – lending operations. Andersen will lead the company’s credit function, overseeing underwriting, credit risk and portfolio management. He joins from Hilltop Capital Partners, where he was head of transactions, and brings seven years of experience in real estate credit.