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1 week ago | 
hometownsource.com | Ryan Gustafson
Personalised advertising and content, advertising and content measurement, audience research and services developmentStore and/or access information on a deviceYou can choose how your personal data is used.
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1 week ago | 
hometownsource.com | Ryan Gustafson
Ah, spring in the Twin Cities. After a long Minnesota winter, we’re finally rewarded with green grass, blooming gardens and, unfortunately, the return of allergy season. If you’re reaching for tissues more than gardening gloves come April, you’re not alone. Millions of Americans, and plenty of us here in the metro, suffer from seasonal allergies. And while we often blame ragweed in the fall, spring belongs to tree pollen.
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2 months ago | 
southernminn.com | Ryan Gustafson
Once you and your spouse retire, you’ll have some decisions to make — decisions that could affect your quality of life in your retirement years. What are these choices? kAmw6C6 2 76H @7 E96 >@DE :>A@CE2?E @?6Dik^AmkAm• w@H >F49 D9@F=5 J@F H:E95C2H 7C@> J@FC C6E:C6>6?E 244@F?EDn qJ E96 E:>6 J@F C6E:C6[ J@F >2J 92G6 4@?EC:3FE65 7@C 564256D E@ 2? x#p 2?5 2 c_`W<X @C D:>:=2C 6>A=@J6C\DA@?D@C65 C6E:C6>6?E A=2?] qFE @?46 J@F C6E:C6[ J@F’== AC@323=J ?665 E@ 5C2H @?
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Feb 3, 2025 | 
southernminn.com | Ryan Gustafson
Once you retire, you’ll likely need to draw on a variety of financial sources — and one of the most important ones may be your 401(k). And for 2025, you can put even more money into your plan than ever. kAm*@F 42? :?G6DE :? J@FC c_`W<X :? @?6 @7 EH@ H2JD[ 56A6?5:?8 @? J@FC 6>A=@J6C’D A=2?] (:E9 2 EC25:E:@?2= c_`W<X[ J@F 4@?EC:3FE6 AC6\E2I 5@==2CD[ H9:49 42? =@H6C J@FC E2I23=6 :?4@>6[ 2?5 J@FC >@?6J 42? 8C@H E2I 5676CC65] x7 J@F 92G6 2 #@E9 c_`W<X @AE:@?[ J@F 42?
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Dec 2, 2024 | 
southernminn.com | Ryan Gustafson
At different times, inflation may be high or low, but, except in those rare periods of deflation, it’s always with us. During your working years, when you may receive boosts in your salary, you at least have the potential to keep up with inflation — but what happens when you retire? As a retiree, what can you do to cope with the rising cost of living? kAmw6C6 2C6 2 76H DF886DE:@?Dik^AmkAm• z66A D@>6 8C@HE9 A@E6?E:2= :?
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Nov 5, 2024 | 
southernminn.com | Ryan Gustafson
Like most of us, you may someday want to enjoy a comfortable retirement. Your ability to achieve this goal will depend on how much you save — but it also matters how much you spend. kAmp?5 D2G:?8 2?5 DA6?5:?8 2C6 46CE2:?=J C6=2E65i %96 >@C6 J@F 42? C65F46 J@FC DA6?5:?8[ E96 >@C6 >@?6J J@F 4@F=5 92G6 2G2:=23=6 E@ D2G6 7@C C6E:C6>6?E E9C@F89 J@FC x#p 2?5 J@FC c_`W<X @C @E96C 6>A=@J6C\DA@?D@C65 C6E:C6>6?E A=2?] ~G6C >2?J J62CD[ 6G6?
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Oct 2, 2024 | 
southernminn.com | Ryan Gustafson
When you invest, you’ll find that knowledge is power. The more you know about your investment choices, and who is offering them, the better prepared you’ll be to make good decisions. And this diligence can also help protect you against investment scams. kAmw@H H:56DAC625 :D E9:D 24E:G:EJn r@?D:56C E9:Di x?G6DE>6?E 7C2F5 =@DD6D E@E2=65 >@C6 E92? Sc]d 3:==:@? :? a_ab[ 244@C5:?8 E@ E96 uqx’D x?E6C?6E rC:>6 #6A@CE]k^AmkAmw6C6 2C6 D@>6 4@>>@?
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Sep 1, 2024 | 
southernminn.com | Ryan Gustafson
It’s probably not on your calendar, but September is Life Insurance Awareness Month. And it’s indeed a pretty good idea to be aware of what life insurance can do for you. kAm{:76 :?DFC2?46 42? 96=A J@F :? EH@ >2:? H2JD] u:CDE[ =:76 :?DFC2?46 A@=:4:6D @776C 2 562E9 36?67:E E92E 42? 2DD:DE J@FC 72>:=J :7 J@F’C6 ?@ =@?86C 2C@F?5] p?5 D64@?5[ D@>6 EJA6D @7 =:76 :?DFC2?46 @776C E96 492?46 E@ 3F:=5 42D9 G2=F6[ H9:49 42?
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Aug 6, 2024 | 
southernminn.com | Ryan Gustafson
Do you worry about running out of money during your retirement years? If so, how can you help prevent this from happening? kAmx? E96 7:CDE A=246[ :7 J@F 92G6 E9:D EJA6 @7 762C[ J@F’C6 72C 7C@> 2=@?6] r@?D:56C E9:Di dgT @7 C6E:C6>6?E D2G6CD 7C@> 2== 286 8C@FAD[ :?4=F5:?8 4FCC6?E C6E:C66D[ D2J E92E @FE=:G:?8 E96:C 2DD6ED :D E96:C 8C62E6DE C6E:C6>6?E 762C[ 244@C5:?8 E@ 2 DEF5J 3J r6CF==: pDD@4:2E6D[ 2 7:?2?4:2= D6CG:46D C6D62C49 @C82?:K2E:@?]k^AmkAm%9:D EJA6 @7 762C 42?
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Jul 1, 2024 | 
southernminn.com | Ryan Gustafson
Are you anticipating an inheritance someday? If so, you may want to discuss it with your parents or other family members who may be leaving you the assets — because early, open communication will benefit everyone involved. kAmw@H6G6C[ >2?J A6@A=6 2C6 C6=F4E2?E E@ 92G6 E96D6 4@?G6CD2E:@?D] |@C6 E92? 2 E9:C5 @7 p>6C:42?D 5@ ?@E A=2? @? 5:D4FDD:?8 2 EC2?D76C @7 H62=E9 H:E9 E96:C 72>:=:6D[ 244@C5:?8 E@ 2 C646?E DEF5J 3J t5H2C5 y@?6D :?
