Ryan Murphy

Jun 17, 2024 | onlinelibrary.wiley.com | Ryan Murphy

1 INTRODUCTION The elements of modernity are highly correlated with one another. Where there are high levels of GDP per capita, there are often also democracy, high levels of education, strong states, low infant-fatality rates, and lengthy life expectancies. Whether something akin to liberal democracy is a singular end point for human societies, regardless of culture or history, is an important topic of debate (Chua, 2003; Fukuyama, 1992; Lipset, 1959).

May 23, 2024 | icfp.co.uk | Ryan Murphy

The Department for Work and Pensions (DWP) and HMRC were just not able to cope, so they changed the deadline to 5th April 2025. Thanks to the 2016 changes to the State Pension, we were given until April 2023 to fill gaps in our National Insurance records from 2006 – 2016. Personally, I had a five-week gap in my record that was to cost me just £80 to fill.

Mar 14, 2024 | icfp.co.uk | Ryan Murphy

The unpredictability of the near-future is why you need to be prepared to hold your nerve when investing. Longer term, financial markets have periods when they are up and when they are down but tend to rise on average over time. Financial planning has a similar problem. We don’t know what the Government will change at the next budget or fiscal statement. The best assumption is that the rules today will be the same the rules tomorrow.

Feb 12, 2024 | lexology.com | Ryan Murphy

“The most useful and influential people in America are those who take the deepest interest in institutions that exist for the purpose of making the world better.” What Booker T. Washington recognized in 1901 holds true today. Approximately 25% of adults volunteer with a nonprofit organization, contributing an estimated 4 billion hours valued at $120 billion. Many people act on the desire to make the world a better place by serving on a board of directors or as officers of a nonprofit.

Feb 8, 2024 | atlanticcouncil.org | Ryan Murphy

Digital Policy European Union International Markets Macroeconomics United States and Canada Is the EU missing another tech wave with AI? $10 billion. That’s how much the United States’ largest generative artificial intelligence (AI) firm, OpenAI, raised in private funding rounds between 2022-2023. While the makers of ChatGPT are in a league of their own, it’s clear US-based firms have raised substantially more capital than their European counterparts: Missing from this estimation is China....