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Ryan Smith

California

News Managing Editor at Upgraded Points

I've visited every country! News Managing Editor @upgradedpoints Bylines at: AwardWallet, CNBC Select, Forbes Advisor, TPG, USA Today Blueprint & Tripadvisor

Articles

  • 1 week ago | upgradedpoints.com | Juan Ruiz |Ryan Smith

    Advertiser DisclosureMany of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse.

  • 1 week ago | upgradedpoints.com | Jarrod West |Ryan Smith

    The launch of the U.S. Bank Smartly™ Visa Signature® Card was met with plenty of excitement, thanks to its ability to earn up to an industry-leading 4% cash-back on all purchases with a $0 annual fee. Now, less than 6 months after its initial launch, U.S. Bank has made some sweeping changes to the card that make it a shell of its former self and, frankly, no longer worth considering. As a refresher, here is how the cash-back earnings on the U.S. Bank Smartly card worked previously.

  • 1 week ago | upgradedpoints.com | Ryan Smith |Christine Krzyszton

    Choice Privileges offers 2 credit cards through Wells Fargo, and the no-annual-fee Choice Privileges® Mastercard® is offering 50% more bonus points than usual for new applicants. For a limited time, new applicants can earn 60,000 bonus points after completing the spending requirements for the offer, and cardholders will enjoy several built-in perks. Should you apply? Let’s take a look. The Choice Privileges card comes with a $0 annual fee and typically offers 40,000 bonus points to new applicants.

  • 2 weeks ago | upgradedpoints.com | Ryan Smith

    When you think of California’s wine country in Napa and Sonoma counties, you probably think of rich people and refined experiences. That’s the impression held by most people I know, and elevated service at a quality hotel was our expectation at the Hyatt Regency Sonoma Wine Country during a weekend visit. Instead, we got a hotel we won’t likely visit again and won’t recommend to others. Don’t get me wrong: Our suite itself was great.

  • 2 weeks ago | upgradedpoints.com | Ryan Smith

    No 2 loyalty programs are the same, and the value of a point in 1 program isn’t necessarily the same as the value in another. That can be confusing. It’s hard to know what points and miles are worth — and which you should spend your time collecting. When you see the new 100,000-point welcome offer on the Chase Sapphire Preferred® Card, the 6-digit bonus sounds nice, but what are those points really worth? What can you do with 100,000 Ultimate Rewards points? We’re glad you asked.

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Ryan Smith
Ryan Smith @RyanSmithTravel
7 Apr 25

First time staying at Under Canvas was pretty interesting. Overall decent amenities (but no wifi) and medium comfortable bed. Staying at AutoCamp soon so it will be interesting to compare them. https://t.co/CQaivOmOkx

Ryan Smith
Ryan Smith @RyanSmithTravel
2 Apr 25

Every time Ric Elias' name comes up, I remember an employee meeting when I worked at TPG. He walked into the room, wasn't happy that some people in the back didn't stand up/clap for him, and left the room saying everyone had to stand up when he re-entered. https://t.co/Go0PcDKW9o

Ryan Smith
Ryan Smith @RyanSmithTravel
28 Mar 25

Feeling sad for all those laid off at Forbes Advisor and TPG this week. Just hearing about it :( If we've worked together and I can be a job reference for you, let me know.