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3 weeks ago | 
mortgagestrategy.co.uk | Sam Barker |David Burrows
Brokers say lenders must urgently review the amount they pay in product transfer (PT) procuration fees as it increasingly does not cover the work involved — with customers paying the price for this cost cutting. The mortgage market has undergone huge changes in recent years, with PTs making up £240bn of lending in 2023, £221bn in 2024 and an estimated £240bn in 2025, according to the Intermediary Mortgage Lenders Association — far outstripping remortgages.
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2 months ago | 
mortgagestrategy.co.uk | Sam Barker |Roger Baird
Mortgage experts say the uptake of longer-term home loans is still being held back by a lack of consumer demand, restricted product choice and punitive early repayment charges (ERCs). Longer-term mortgages are in the spotlight following a report from the Bank of England (BoE) in January, which said intermediaries had “steered” homeowners towards short-term mortgages for most of the past decade.
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2 months ago | 
msn.com | Sam Barker
Microsoft Cares About Your PrivacyMicrosoft and our third-party vendors use cookies to store and access information such as unique IDs to deliver, maintain and improve our services and ads. If you agree, MSN and Microsoft Bing will personalise the content and ads that you see. You can select ‘I Accept’ to consent to these uses or click on ‘Manage preferences’ to review your options and exercise your right to object to Legitimate Interest where used.
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2 months ago | 
msn.com | Sam Barker
Continue reading More for You Continue reading More for You
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Dec 10, 2024 | 
thisismoney.co.uk | Sam Barker
Household energy bills will rise twice next year, according to experts at Cornwall Insight. Energy regulator Ofgem's average price-capped bill, currently £1,717 a year, will rise to £1,738 from 1 January 2025. But the average bill will then rise to £1,782 from April 2025, or 2.5 per cent, according to its forecasts. Cornwall Insight has correctly predicted price cap movements since energy bills began rising in 2021.
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Dec 9, 2024 | 
thisismoney.co.uk | Sam Barker
Thousands more people have been priced out of the car insurance market over the past year, according to Citizens Advice. The charity estimates that around 2.6million people across the UK do not drive as they cannot afford the cost of cover. Its research also indicates that the number of people priced out of the car insurance market jumped by 900,000 in the past 12 months. The calculations were made following a survey of more than 6,000 people across the UK.
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Dec 8, 2024 | 
msn.com | Sam Barker
Microsoft Cares About Your PrivacyMicrosoft and our third-party vendors use cookies to store and access information such as unique IDs to deliver, maintain and improve our services and ads. If you agree, MSN and Microsoft Bing will personalise the content and ads that you see. You can select ‘I Accept’ to consent to these uses or click on ‘Manage preferences’ to review your options and exercise your right to object to Legitimate Interest where used.
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Dec 8, 2024 | 
thisismoney.co.uk | Sam Barker
Adjusting your boiler flow temperature can save up to £57 a year on your gas bills - but turning it down too low can be dangerous. If you aren't sure what your boiler flow temperature setting is, you are not alone. In short, it is a way of adjusting the temperature of the water leaving your boiler. Many people are unaware this setting even exists, and many more are reluctant to tweak settings on their boiler in case of doing something wrong.
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Dec 5, 2024 | 
msn.com | Sam Barker
Microsoft Cares About Your PrivacyMicrosoft and our third-party vendors use cookies to store and access information such as unique IDs to deliver, maintain and improve our services and ads. If you agree, MSN and Microsoft Bing will personalise the content and ads that you see. You can select ‘I Accept’ to consent to these uses or click on ‘Manage preferences’ to review your options and exercise your right to object to Legitimate Interest where used.
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Dec 5, 2024 | 
thisismoney.co.uk | Sam Barker
I want to know how much cheaper it is to use an electric blanket than it is to turn my central heating on, please. I have an electric throw, which is like a blanket with a heating element. When I switch it on and wrap it around me it's so cosy I don't need to put the central heating on. Out of interest, how much cheaper will my energy bills be if I just use my blanket and not switch on my heating? I will supply details of both my throw and boiler.
