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Dec 9, 2024 | 
sippadvice.co.uk | Sam Hodgson
If you suspect you have a mis sold SIPP, it’s good to act quickly and gather evidence, such as correspondence with your adviser, investment records, and financial statements. Then, make a formal complaint with the financial adviser or firm responsible for the mis-selling. If you’re unsatisfied with their response, or if they don’t reply within eight weeks, you can escalate your complaint to the Financial Ombudsman Service (FOS).
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Nov 7, 2024 | 
fairinvestment.co.uk | Sam Hodgson
Maybe you plan to buy a fixer-upper, or maybe your current home needs a little TLC. If so, you may be thinking about how you can borrow money for a house renovation. There are many different loans available to fund property renovations. Lenders offer home improvement loans, bridging loans, and various mortgage-related products you can use.
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Oct 7, 2024 | 
sippadvice.co.uk | Sam Hodgson
If you’re a parent, grandparent, or just someone who wants to help a young person save for their future, it’s worth looking into Junior SIPPs. In this article, we’ll break down everything you need to know, from how they work to their advantages and disadvantages. We’ll provide easy-to-understand explanations, perfect for those who are new to the world of finance.
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Aug 26, 2024 | 
sippadvice.co.uk | Sam Hodgson
Divorce can be a complicated and emotionally draining process, and dealing with financial matters, such as your Self-Invested Personal Pension (SIPP), can make it even more challenging. We break down the basics of SIPPs and how they’re affected by divorce. We’ll discuss how they’re divided, your spouse’s entitlements, and ways to protect your pension.
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Aug 5, 2024 | 
fairinvestment.co.uk | Sam Hodgson
It’s no secret that life insurance costs a lot more for smokers. But what about life insurance for vapers? Can I get life insurance if I vape? Yes, you can get life insurance if you vape. However, life insurance providers will usually classify you as a smoker. The same applies if you use e-cigarettes, nicotine patches, nicotine gum, or other nicotine replacement products. Smokers pay a lot more for life insurance, so your premiums will also be significantly more expensive if you vape.
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Jul 25, 2024 | 
fairinvestment.co.uk | Sam Hodgson
If you’re at the beginning of your business journey, perhaps setting up your first startup, then you’ll need to consider your business bank account. With a range of options available to you, how do you choose which bank to go with? At Fair Investment, we like to help, so here’s a run down on the best business bank accounts in the UK – and what it all means for your business. Choosing a UK Business Bank AccountIt’s worth a pause and a think when it comes to selecting your business bank account.
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Jul 25, 2024 | 
fairinvestment.co.uk | Sam Hodgson
Designed to provide you with enough money to keep going if you become unable to work due to illness, income protection insurance is one of a set of health-related insurance policies that can provide support in the worst of times. But how does income protection insurance work and do you need it? What Is Income Protection Insurance?
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Jul 25, 2024 | 
fairinvestment.co.uk | Sam Hodgson
Life insurance for business owners is an essential part of ongoing financial responsibility. For many business owners, a substantial part of the financial security for both their business partners, employees, and families lies with them and their death can have a devastating toll on those they leave behind. In the case of businesses, the loss of a director or top-level employee can be catastrophic.
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Jul 25, 2024 | 
fairinvestment.co.uk | Sam Hodgson
If you’ve been in the workforce for a while, the chances are that you’ve already switched jobs a few times. This means you’ve likely found yourself with a handful of pension plans to keep track of. These different pension plans will usually have different fees as well as different rules, features, and benefits – not to mention different paperwork and online account logins. Managing all of this information can make retirement planning feel like a tangled mess.
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Jul 15, 2024 | 
sippadvice.co.uk | Sam Hodgson
In this guide, we delve deeper into the process of how to contribute to a SIPP, step by step, and the different ways to do it.
Before you start contributing to a SIPP it’s good to understand the process. Here’s a detailed breakdown:Choose your SIPP providerThe first step is to find a reputable SIPP provider that offers low fees, a range of investment options, and excellent customer support.
