Sanjay Singh

1 day ago | business-standard.com | Sanjay Singh

Reserve Bank of India (RBI) governor Sanjay Malhotra recently flagged concerns over the wide gap in foreign exchange (forex) pricing between retail and corporate customers. He said these disparities are far greater than can be justified by operational costs alone. His comment underscores the need for retail buyers to exercise due diligence when purchasing forex. The first element is the exchange rate.

1 day ago | rediff.com | Sanjay Singh |Karthik Jerome

One should avoid keeping excessive funds in one's savings account. IMAGE: Kindly note the image has been posted only for representational purposes. HDFC Bank has reduced its savings account interest rate from 3 per cent to 2.75 per cent. Several other large banks also offer interest rates below 3 per cent. Given such low returns, savers need to manage their short-term money more efficiently. QUESTIONS ABOUT MONEY? ASK rediffGURUS here!Maintain limited balanceA savings account offers convenience.

3 days ago | indibloghub.com | Sanjay Singh

The journey from Class 11th to 12th is not just about academic promotion—it's the cornerstone of a student’s career, especially for those eyeing engineering. Mathematics plays a central role in both board examinations and competitive tests like JEE Main and Advanced. For aspirants in Chandigarh, choosing the right 11th Math and 12th Math coaching programs can be a game-changer in ensuring academic excellence and success in engineering entrance exams.

1 week ago | business-standard.com | Sanjay Singh

HDFC Bank has reduced its savings account interest rate from 3 per cent to 2.75 per cent. Several other large banks also offer interest rates below 3 per cent. Given such low returns, savers need to manage their short-term money more efficiently. Maintain limited balanceA savings account offers convenience.

1 week ago | rediff.com | Sanjay Singh |Karthik Jerome

'Go for a base cover of Rs 10 lakh and then buy a super top-up of Rs 90 lakh.'A significant number of individuals who purchased their health insurance policies nearly a decade ago have not revised their sum insured, which continues to remain at the original Rs 2 lakh to Rs 3 lakh. With medical inflation averaging around 14 to 15 per cent annually, such coverage is now grossly insufficient. "The average cost of hospitalisation for 2.5 to 3 days can come to Rs 1.5 lakh to Rs 1.75 lakh.