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Sep 24, 2024 | 
time.com | Karon Warren |STEPHANIE COLESTOCK |Sarah Cain |Craig Stephens
A lien is a legal claim on property that allows the creditor to take possession of it if the owner doesn't pay their debt. Liens are commonly placed on real estate properties when buyers get a mortgage. They are also placed against vehicles, machinery and equipment, financial accounts, business assets, and legal judgments. Think of a lien as a way for the lender to ensure debts get paid. How does a lien work?
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Sep 10, 2024 | 
time.com | STEPHANIE COLESTOCK |Sarah Cain |Sean Bryant |Karon Warren
Buying your first home is exciting. But it’s also the first time you’ve done this and a home is the most expensive purchase that most people ever make. That’s why it’s so important to find a mortgage lender that won’t turn your dream come true into a nightmare. The best mortgage lenders have competitive rates and enough options to help you find the right mortgage for your first home purchase.
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Sep 3, 2024 | 
time.com | Sarah Cain |Sean Bryant |Jean Folger |STEPHANIE COLESTOCK
Reverse mortgages kick the proverbial can down the road, not forcing you to repay that borrowed amount until the home is sold or the borrowing homeowner dies. Here’s a look at what the best reverse mortgage lenders offer to eligible borrowers.
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Jul 16, 2024 | 
time.com | Sarah Cain |Daniel Liberto
A money order is a safer way to send money than using plain old cash. While there are other forms of payment, some occasions still call for a money order, such as if you were to make a large purchase and the seller doesn’t want to accept a personal check. Many retailers and financial institutions offer low fees to buy a money order. However, not all will allow you to pay for one with a credit card directly. There are workarounds, but the hassle and fee may not be worth it.
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Jun 20, 2024 | 
time.com | Sarah Cain |Rebecca Lake |Eric Rosenberg |Jessica Martel
Since arriving on the scene in June 2023, the Chase Freedom Rise℠ Credit Card has been considered one of the best credit cards for applicants with no credit history, and it's easy to see why. It has no annual fee and does not require a security deposit. Cardholders receive a flat 1.5% cash back on every purchase they make and earn a $25 statement credit after enrolling in automatic payments.
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Jun 19, 2024 | 
time.com | Sarah Cain |Rebecca Lake |Eric Rosenberg |Jessica Martel
Our evaluations and opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created independently from TIME’s editorial staff. Learn more about it. updated: June 19, 2024Not all cash back credit cards are created equal. From varying welcome bonuses to differing earning rates to ongoing benefits, finding the perfect cash back credit card for you is more intricate than you might think. TIME Stamped shortens the process.
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Jun 18, 2024 | 
time.com | Sarah Cain |Rebecca Lake |Eric Rosenberg |Jessica Martel
Even if the account you use to save your disposable income isn’t terribly impressive, it’s still possible to book a cheap vacation. It just takes a little strategy. Let’s take a look at some of the cheapest destinations to visit in 2024, while also weighing each location’s desirability. You can also check out our guide to the best travel credit cards, which can help lower the cost of your airfare and hotel stays.
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Jun 18, 2024 | 
time.com | Sarah Cain |Rebecca Lake |Eric Rosenberg |Jessica Martel
Our evaluations and opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created independently from TIME’s editorial staff. Learn more about it. updated: June 18, 2024Vacations can be expensive. But you don’t have to magically make thousands of dollars appear out of thin air to pay for one. There are lenders that offer vacation loans with competitive rates that allow you to fund your vacation and pay it off over time.
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Jun 18, 2024 | 
time.com | Sarah Cain |Rebecca Lake |Eric Rosenberg |Jessica Martel
Our evaluations and opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created independently from TIME’s editorial staff. Learn more about it. updated: June 18, 2024A checking account allows you to easily make deposits and withdrawals to pay for everyday expenses such as rent, mortgage, groceries, and bills. However, they are not all created equal.
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Jun 18, 2024 | 
time.com | Sarah Cain |Rebecca Lake |Eric Rosenberg |Jessica Martel
Savers who want to earn the most interest on their money should look at the best high-yield savings accounts. With interest rates on the rise, savers are earning higher rates in HYSA than they have in more than a decade. These accounts offer the functionality of traditional savings accounts but receive a much higher interest rate to grow your balances. Many of these accounts have no opening balance or minimum balance requirements, so they are open to every type of saver.
