Sarah Coles

17 hours ago | yorkshirepost.co.uk | Sarah Coles

I know how that sounds, but bear with me, because a supermarket shop is technically a chore, so I’m not skiving, but while I’m there my family can’t make any demands, or complain, or expect me to drop everything and sort their life out. All I have to do is wander around looking at food – my favourite thing. As hobbies go, it’s desperately tragic. It’s also far more expensive than you think. Supermarkets aren’t just food shops, they’re machines designed to part you from your money.

5 days ago | aol.co.uk | Sarah Coles

Financial influencers or "finfluencers" have always existed, it’s just that while they used to be bank managers, journalists and people’s parents, now they could be anyone with a phone and a TikTok account. Social media has become the go-to resource for investment ideas for a significant number of people aged 18-34. One in five (22%) say they get investment ideas from Instagram, while a similar number get them from Facebook (19%) and Reddit (18%), according to research by Hargreaves Lansdown.

1 week ago | yorkshirepost.co.uk | Sarah Coles

So I’d be incredibly torn if someone asked me if I trusted him enough to give him thousands of pounds in order to save tax. When we asked a similar question in a recent survey, however, most people were much nicer than me, because around three quarters said they would. The potential benefits are enormous, but it’s vital to consider the risks too. There are some huge advantages to planning as a married couple, because by passing assets between you, you can pay much less tax.

1 week ago | hl.co.uk | Sarah Coles

It’s a taxing time for Henrys (High Earners Not Rich Yet) – younger, higher earners, who fall off the £100,000 cliff edge for childcare support and income tax. If you’re a Henry, there’s a real risk that you spend so much on tax that you can’t put much away for the future. And the threat of more taxes in the Autumn Budget, later this year, risks setting you back further. So, what can you do to pay less tax and save and invest more of your money? This article isn’t personal advice.

1 week ago | aol.co.uk | Sarah Coles

When parents are considering a junior ISA for their child, one of the biggest questions that comes up is how they can be sure they will use the money wisely. Because the money entirely belongs to the child when they turn 18, they worry it might be wasted, or used to let their offspring pay for expensive mistakes. However, there’s every sign that there’s nothing to worry about.