Sean Murray

1 day ago | debanked.com | Sean Murray

The B2B Finance Expo is returning to Wynn Las Vegas after its incredible inaugural success in 2024. This groundbreaking event will once again bring together leaders from Small Business Lending, Equipment Finance, Real Estate Lending, Revenue Based Financing, and beyond. Over the course of this exclusive two-day event, brokers, lenders, funders, and service providers alike can expect networking opportunities, insight sessions, and much more.

2 days ago | debanked.com | Sean Murray

Unbeknownst to many small businesses in Texas, revenue-based financing will be severely restricted in the state starting September 1, 2025 if the governor permits HB 700 to be finalized into law. For small businesses who might want to have a say on this matter, the Revenue Based Finance Coalition (RBFC) has provided information for merchants to conduct outreach to the appropriate parties. If you have merchants who want to weigh in before it’s too late, please share this link with them.

3 days ago | debanked.com | Sean Murray

Perhaps the most surprising statistic to come out of a 2025 small business lending survey conducted by IOU Financial is that 12% of merchants said they started their search for business funding options from a cold call. But as one might expect, phone calls are not necessarily the direction in which business is moving. Forty-one percent of respondents, for example, complained that they received too many phone calls from multiple reps.

1 week ago | debanked.com | Robert Gage |Sean Murray

Robert F. Gage is a Partner at Hudson Cook LLP. You can email him at [email protected]. The state legislature in North Dakota recently passed House Bill 1127. This bill made a simple amendment to a 1970s-era law called the Money Brokers Act (“MBA”). Despite its name, the MBA is not limited to brokers. It is the primary law regulating consumer and commercial lending in North Dakota. It applies to any person engaged in the act of arranging or providing loans.

1 week ago | debanked.com | Sean Murray

The Texas House of Representatives has adopted the Senate’s controversial Sales-Based Financing amendment that prohibits a sales-based financing provider from automatically debiting any merchant in the state unless they are in a perfected 1st position. With the governor’s signature it will be law.